What card do you all use?

[xgac12x]

I have the CSR and Freedom Unlimited in my wallet right now. 

I am trying to really just go strictly for UR, so non category (gas and groceries) do you all stick with the Freedom Unlimited? Or other cards?

I know that the freedom is 5% rotating, but if you have the two listed above do you go for a different card/bank or what for gas and grocery.

[driftless]

I prefer to have two banks in my wallet in case a fraud algorithm gets tripped by one of the cards.  CSR & PRG are my most used personal cards. I do like UR's and Freedom usually does get maxed out with the quarter's category. 

[impactplayer]

One of (depending on where/what I am buying): CSR (travel/dining), Freedom (revolving), Discover IT (revolving), Amex BCP (groceries/gas/dept. store) or USAA Limitless (everything else). 

[Anonymous]

The trio of the CSR, FU and Freedom. I'm all about URs but big ticket items I do use the Amex Platinum.

[xgac12x]

Do you think it would be smart to get a card that covers gas n grocery? Doesnt the AMEX BCP do 6% back on all gas n grocery?

The reason I ask is because I have the Discover it, but doesnt the BCP get MR rather than actual "cash back"?

[Aduke1122]

USAA Limitless is my number one with 2.5 cash back

[Anonymous]

If I qualified, I'd definitely say USAA Limitless or Alliant's 3%/2.5% card for non-category spend.  Can't beat either of those.

My "best" card right now is Discover during the first year which is 2% on everything, 4% on a few categories and I'm happy running all my spend through there.  Hopefully next year I can get the CSR just for some European flights I do 4ish trips a year but URs are otherwise useless to me because there are better cashback options elsewhere.

[austinguy907]

BCP would be a good Gorcery/Gas card in addtiion to the other catagories if you use them.

Sam's (5% Gas) / BOA (3% Gas)

It depends on if it's worthwhile to take the hit on your scores and if your spend is enough to make up for any potential AF depending on your choice.  Sure, 5% back on gas is nice if you're spending say $50/wk to make up for a fee.  6% on groceries w/ BCP is the highest I've seen from multiple lenders and if you can manage 100/mo it's easy to make up for the $95 AF (1200*0.06=108).

[Anonymous]

Whenever they don't fall into my freedom 5% categories....I use the Amex BCE for groceries for 3% and BofA cash rewards for gas for 3% (or more if you are a preferred member). 

Both solid cards that that I have in my line up that adds value for those two categories and don't carry an Annual Fee to keep. 

[Anonymous]

I use my CSR for everything pretty much. I was using my SPG but I met the min spend but I plan on using the points from it to transfer to partners anyways so now I am back to my CSR.