What card should I get as my first credit card?

[Anonymous]

I have a credit score of 671. My only credit history in the US is a car lease that I've had since over a year. 

What credit card should I get? I was thinking about Chase Freedom. What are my chances of getting approved.

[Anonymous]

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@Anonymous wrote:

I have a credit score of 671. My only credit history in the US is a car lease that I've had since over a year. 

What credit card should I get? I was thinking about Chase Freedom. What are my chances of getting approved.

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Welcome to the forums.  Hate to be blunt and don't want to sound rude but your chances of getting approved for the Freedom card is very low if not impossible.  Chase wants to see credit card history for at least six months.  Your best is to check Capital One preapprovals.  If not that, you may have to go the secured card route to establish cc history.

[Creditaddict]

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@Anonymous wrote:

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@Anonymous wrote:

I have a credit score of 671. My only credit history in the US is a car lease that I've had since over a year. 

What credit card should I get? I was thinking about Chase Freedom. What are my chances of getting approved.

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Welcome to the forums.  Hate to be blunt and don't want to sound rude but your chances of getting approved for the Freedom card is very low if not impossible.  Chase wants to see credit card history for at least six months.  Your best is to check Capital One preapprovals.  If not that, you may have to go the secured card route to establish cc history.

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but they have a lease history and since we are talking about chase.... Go to chase.com and check for pre-qualified offers.

Maybe choose to skip if you have no pre-qual offers but if you have offers you have a 99% chance of an approval!

I would do the same thing at Capital One, Citicards, and American Express!

Get 3 cards

[SouthJamaica]

My suggestion would be to apply for a Capital One card.

Capital One is user friendly, after 6 months gives you credit limit increase, excellent to build and grow with.

[Anonymous]

Thanks for all the replies.

I followed Creditaddict's suggetion to see what offers I pre-qualify for.

I got Chase Freedom, Chase Slate, CapitalOne Platinum, American Express Green, American Express Premier Rewards Gold, but no citibank card.

[Creditaddict]

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@Anonymous wrote:

Thanks for all the replies.

I followed Creditaddict's suggetion to see what offers I pre-qualify for.

I got Chase Freedom, Chase Slate, CapitalOne Platinum, American Express Green, American Express Premier Rewards Gold, but no citibank card.

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I would take Freedom, Cap1, Amex Gold.

[Anonymous]

Wait until next week if you're applying for the Freedom card!  Rumor has it that they are running a $200 signup bonus.

[Anonymous]

Try for Discover IT

[Anonymous]

Glad to see that I was wrong.  Good luck when you do apply.

[Anonymous]

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@Creditaddict wrote:

TI would take Freedom, Cap1, Amex Gold.

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Don't you think it would be safer to wait a little between applications, because my already marginal credit score will take a small dump for the inquiry? 

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@Anonymous wrote:

Wait until next week if you're applying for the Freedom card!  Rumor has it that they are running a $200 signup bonus.

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Will wait for next week to apply. Do these offers usually come out on monday?