What card should I get as my first credit card?

[FocusedAndDetermined]

Welcome to the forums!

I'm guessing you have no recent inquiries.  If that is the case, due to the great  cashback promotion that starts Monday, I would suggest going for Discover It first.  If that isn't successful, try for Cap 1.

Good luck!  Keep us posted.

[Creditaddict]

and no I don't think the inq, especially like 3-4 are going to hurt you at all. and you want to open new accounts at same time so they can age together

[Anonymous]

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@FocusedAndDetermined wrote:

I'm guessing you have no recent inquiries.

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I have one inquiry from AT&T in Febuary.

[FocusedAndDetermined]

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@Anonymous wrote:

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@FocusedAndDetermined wrote:

I'm guessing you have no recent inquiries.

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I have one inquiry from AT&T in Febuary.

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With only one, you will be fine.

[Anonymous]

Good news! I got approved for a Chase Freedom with $200 signup bonus and I also for a Discover It card. Thanks to everyone for the advice ,especially creditadict.

Thinking if I should get another card, American Express or Capial One.

[kdm31091]

Discover is a great first card to go for.  Freedom is also popular but I think Discover It and Freedom are redundant to both have, especially as your first 2/only 2 cards. They are essentially the same card.

Capital One's Quicksilver is also a great option; typically, being newer to credit you'll have to apply for the Quicksilver One version ($39 AF) which you can later get the AF waived on (hopefully), or apply for a Capital One Journey (1.25% cash back) and later PC to a Quicksilver.

[Creditaddict]

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@Anonymous wrote:

Good news! I got approved for a Chase Freedom with $200 signup bonus and I also for a Discover It card. Thanks to everyone for the advice ,especially creditadict.

Thinking if I should get another card, American Express or Capial One.

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Amex Blue cash or everyday are my favorite usually.

[JoeDiver74]

I had a sub-600 score so started with the $200 prepaid First Choice Bank Primor card which reports imediatly to all three CRA's. Soon my score went over 600 and I was able to get the $200 Capitol One MC with $99 down. Perhaps I will try this Chase Freedom card you speak of. 

[Anonymous]

Capital One is "User Friendly" until you miss a pymt or default then they will hunt you until the ends of the earth for $500. User beware. Capital One sends me Platinum Card pre-approvals all the time. I would never ever use Capital One. 

[Anonymous]

I had almost your exact profile last year. No credit other than auto. 672 credit score. Got the BoA cash rewards with a 1k limit.