@cgusus wrote:
I got approved for the AOD card yesterday and it is my first CC in 5 years. I plan on using that card to put a down payment on a car purchase later at the end of this month and will possibly be taking a car loan.
That said, I plan on getting either the Altitude Go or the Affinity, I'm not sure which card I should go with first, but probably the more inquiry sensitive one first. And then down the line the U.S. Bank Cash+ or the Elan Max Cash. I'm trying to find out the best course of action, like when is the earliest I should apply for either the Altitude Go or the Affinity after taking out a car loan. And the length of time I should wait before applying for the other one. Any advice?
I have two 3% cards, and find that I use them for everything.
The 4% and 5% aren't as profitable for my spend as they were when my general was 1.5% or 2%
I have been closing 4% and even my Cash+ is on the chopping block for next month.
Might want to test out 3% and calculate if a 4 or 5 is worth it.
* Just for info the Cash+ has been a good card and would recommend *
