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What card to get?

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Anonymous
Not applicable

What card to get?

So I'm looking for another card. Right now I have a few with a $0 balance, and then one with a $1900 balance. I want a card that I can use for travel, because I like to travel a lot. I have the Discover IT card which is the card with the balance right now. Other than that I have a LOC though my bank, a Cap One card, and a USAA card. Pretty low limits at about $1000. I have a 710 credit score so I'm looking for something with about a $7500 limit. Who should I go with? 

Message 1 of 8
7 REPLIES 7
OmarGB9
Community Leader
Super Contributor

Re: What card to get?

You could try for a cap one venture card. They have travel rewards and the starting SLs are very nice. Minimum you'd get $5k if approved as it's a visa signature.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 2 of 8
myjourney
Super Contributor

Re: What card to get?

Welcome to the forum 

Is that a Fico score and what are the other 2 scores like 

INQ's in the last 12 months? 

UTL across all cards? 

Where do you spend most?

 

Not enough info to know whats best for you....Pls help 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 8
Gmood1
Super Contributor

Re: What card to get?

Penfed so far has been very generous with the SL's!  No FTF's either if traveling out of the country. Not to mention their customer service is fantastic!  American Express is another CC company with great customer service and generous starting limits.

Message 4 of 8
Anonymous
Not applicable

Re: What card to get?

Thank you! 

Fico is around 710 

Around 5 inqs

About 20% UTL

Spend the most at Costco, Amazon, and Expedia for traveling. 

Message 5 of 8
Gmood1
Super Contributor

Re: What card to get?

Maybe a Expedia+ Card from Citi?

Message 6 of 8
myjourney
Super Contributor

Re: What card to get?


@Anonymous wrote:

Thank you! 

Fico is around 710 is this across all 3 CB's?

Around 5 inqs How many in last 12 months and is this also across all 3 CB's or on each?

About 20% UTL

Spend the most at Costco, Amazon, and Expedia for traveling. 


Based on limited info for travel Barclay Arrival. Amex PRG...CSP...Cap 1 Venture 

Problem is you don't have a lot of 5k limits history for revolvers won't matter for PRG 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 7 of 8
youdontkillmoney
Valued Contributor

Re: What card to get?

A cc for travel...depends on what you want out of it, lounge access, no FTF fees, etc? That'll help narrow down the card choices

Message 8 of 8
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