What card to get???

[Anonymous]

I'm approved for amex delta gold card for a cl of 5k. I want to change to clear or just the regular blue . What card should I go for....

Message Edited by mota on 09-11-2007 09:51 AM

[Anonymous]

if you have the chance for CLEAR- do it. More prime then Blue.

[Anonymous]

Do you think that I can get it . I should be getting my card in the mail in the next day or so. How should I request that. Thanks for the info!!!

[John060675]

We are in the same situation.  What are your scores?  Mine are

TU:  667

EX:  646

EQ:  626

I think I have a chance for the Blue, but from my understanding it takes more for the Clear. 

[Anonymous]

You can request it by calling the number on the BACK of the card, not the activation number. Just ask CSR what card can you convert to that has no anual fee. If they don't say you qualify for CLEAR, ask how can you qualify. You will get Blue for sure.

Good luck.

[Anonymous]

You can get Delta Skymiles Gold first. Then you can convert. Try for blue right now and you may not be approved. If they give you a card with at least $2,000 limit, you can convert to Blue. I just did it myself. Got a Blue Cash. However, if you have the limit of at least $4,000 then you should be able to convert to Clear ( depends on you FICO though ).

Good luck all.

[andyaycw]

How is Clear more Prime than Blue? I really don't see anything special about Clear, except that it's essentially 1% cashback ($25 back per $2500 spent), and there are a lot of other cards out there that match and beat a flat 1% cashback. Or am I just missing something?

[Anonymous]

My fico is        TU 675

                       EQF 644 

                       ExP 680

I was approved on delta gold for 5k........

[laryn41]

anyone have the skypoints?  if so can it be converted? To what cards?

[fused]

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andyaycw wrote:
How is Clear more Prime than Blue? I really don't see anything special about Clear, except that it's essentially 1% cashback ($25 back per $2500 spent), and there are a lot of other cards out there that match and beat a flat 1% cashback. Or am I just missing something?

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Generally, Blue is harder to get than Clear. However Clear has none of these fees which makes it very attractive to some:

ANNUAL FEE

LATE FEES

OVER-LIMIT FEES

BALANCE TRANSFER FEES

CASH ADVANCE FEES

FEES OF ANY KIND