What cards should I go after

[bigboytoys26]

I need some ideas of what types of cards I should be looking to go after next. I know that I should first look to grow and increase my current credit lines so that they yield higher credit limit approvals for the future. I'm just super excited to finally be heading towards prime land. Please comment with some of your goal ideas.

EX 660

Trans 654

EQ havent pulled a recent one yet

Current cards I have are listed in the sig section.

[SunriseEarth]

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@bigboytoys26 wrote:

I need some ideas of what types of cards I should be looking to go after next. I know that I should first look to grow and increase my current credit lines so that they yield higher credit limit approvals for the future. I'm just super excited to finally beheading towards prime land. Please comment with some of your goal ideas.

EX 660

Trans 654

EQ havent pulled a recent one yet

Current cards I have are listed in the sig section.

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ATM, unless you have some need for store cards, I think you should garden with what you have for a while and get your scores up.  

But if you're looking for the future, then we'd have to consider your spending patterns.   Where do you shop or what do you purchase most frequently?   Do you fly frequently?  Do you have a large or small monthly spend?

[azguy13]

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@SunriseEarth wrote:

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@bigboytoys26 wrote:

I need some ideas of what types of cards I should be looking to go after next. I know that I should first look to grow and increase my current credit lines so that they yield higher credit limit approvals for the future. I'm just super excited to finally beheading towards prime land. Please comment with some of your goal ideas.

EX 660

Trans 654

EQ havent pulled a recent one yet

Current cards I have are listed in the sig section.

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ATM, unless you have some need for store cards, I think you should garden with what you have for a while and get your scores up.  

But if you're looking for the future, then we'd have to consider your spending patterns.   Where do you shop or what do you purchase most frequently?   Do you fly frequently?  Do you have a large or small monthly spend?

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+1

Grow your current lines. As sunrise noted, we cannot tell you which cards are best for you. Only you know where you spend money and how much. 

[bigboytoys26]

I suppose I was pretty vague initially. I want to build a diverse mix of credit at some point. I'm currently in no dire need for any additional credit. So, just for the future is what I'm looking for. I'd like to stay away from store cards as I'm in the rebuilding stages (started in low 500s). The last thing I need is say a best buy card or something that is  going to tempt to go buy clothing or electronics, etc just to util the card, I'm feeling a bit stuck because the capital one cards I have were in the credit steps program...I believe they only give you one credit line increase EVER and thats it. I want to get in a position of not feeling so limited. I'm thinking that I need to eventually go after some cards that are going to allow me future CLI's ... In reference to where I spent the most money...that would be on dining out, entertainment, and travel.

[mongstradamus]

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@bigboytoys26 wrote:

I suppose I was pretty vague initially. I want to build a diverse mix of credit at some point. I'm currently in no dire need for any additional credit. So, just for the future is what I'm looking for. I'd like to stay away from store cards as I'm in the rebuilding stages (started in low 500s). The last thing I need is say a best buy card or something that is  going to tempt to go buy clothing or electronics, etc just to util the card, I'm feeling a bit stuck because the capital one cards I have were in the credit steps program...I believe they only give you one credit line increase EVER and thats it. I want to get in a position of not feeling so limited. I'm thinking that I need to eventually go after some cards that are going to allow me future CLI's ... In reference to where I spent the most money...that would be on dining out, entertainment, and travel.

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If i were in your position i would just use the cards you have now and make sure you pay on time , and maybe in an few months see what your credit scores are like and decide what to do with cards.