What do you all think...Approved..

[Andy77]

My EQ score is 722, TU 689, EX 678

Since Citi pulls mosty EQ I decided to apply for their World Mastercard...said they had to verify more info and I would get notified in 30 days...

I have a BofA I was 120 days late in 01 on my TU but other then  that all is good...

What do you think my chances are for approval?

[Anonymous]

Andy, imo your chances are excellent! You have some very nice scores and have broken 700.

Good luck to you and let us know.

Message Edited by Sylviatob on 03-02-2008 02:49 PM

[Anonymous]

30 days isn't a no. my citi card was approved w/a 30 day response. good luck, let us know how it turns out.

[Andy77]

So, applied for Discover and Merryl Lynch Visa...Discover said they needed 30 days, which I dont get if they pulled my EQ with a score of 722, I think I should have been instantly approved...especially when I log into Equifax.com on their score watch it says i should be instantly approved..

FIA card services, Merryl, said they could not give me an answer right away and I would be getting a written notice in 30 days

Do you think Denials for both?

[Anonymous]

Disc pulled EX for me on Monday --in Indiana.

[Anonymous]

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Andy77 wrote:

So, applied for Discover and Merryl Lynch Visa...Discover said they needed 30 days, which I dont get if they pulled my EQ with a score of 722, I think I should have been instantly approved...especially when I log into Equifax.com on their score watch it says i should be instantly approved..

FIA card services, Merryl, said they could not give me an answer right away and I would be getting a written notice in 30 days

Do you think Denials for both?

---

fuse appd discover w/similiar scores and got a 30 day because the computer wated to give him 50k and that triggered an automatic underwriter check (or somethign to that effect).

i appd boa and got a 30 day. was approved for 1k and cli'd at activation to 12k.

[Red1Blue]

When I apped for discover / fidelity card issued by fia this weekend they both pulled EX. You might want to check and see what CR they pulled.

[Andy77]

Citi pulled EX, score is 689, with a 120 date late with BofA from 01.

My application was declined.

Discover pulled EX, but no decision yet..I am thinking denial as well...

[Red1Blue]

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Andy77 wrote:

Citi pulled EX, score is 689, with a 120 date late with BofA from 01.

My application was declined.

Discover pulled EX, but no decision yet..I am thinking denial as well...

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That is too bad. Sorry to hear that. Good Luck with Discover. Discover declined my app that I applied over the weekend.

[Andy77]

Discover just approved me for the More card with a 5k limit...

VERY strange the way Citi declined me...I thought they were easier to get then Discover