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What do you like best about your Amazon Store Card

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jamevfan
Frequent Contributor

What do you like best about your Amazon Store Card

i have the amazon store card and love the benefit of having it but dont think im using it to its full potential, i used to mostly shop Ebay, what are some perks about amazon and navigating the site that you love? I like the 0% finanacing on 6-12 months and prime option for shipping but other than that are there any hidden favorites from long time users?

Current Ficos as of 01/2017 Equifax 640, Transunion 690 Experian 690 Mortgage middle score of 677
Message 1 of 31
30 REPLIES 30
Anonymous
Not applicable

Re: What do you like best about your Amazon Store Card

I enjoy the 5% back also
Message 2 of 31
Anonymous
Not applicable

Re: What do you like best about your Amazon Store Card

Not sure if you are asking about the card or the site, but I mostly got the card for the 5% off (for prime members). Since most of my shopping is through Amazon and I am a prime member, the card is perfect for me.
There are better cards that will offer 5% back on Amazon, but it is usually rotating category cards. I believe the Sallie Mae card also gets 5%, but it is capped. So this card is reliably at 5%.
Other than that, this card isn't really amazing.
Other cards such as the Chase Amazon and Discover It offer an added perk with Amazon. They allow you to redeem all or a portion of your rewards points right in Amazon Checkout for just about any redemption amount. Very easy to redeem rewards that way. It is strange that this is not an option for the Amazon Store Card.
Message 3 of 31
wasCB14
Super Contributor

Re: What do you like best about your Amazon Store Card

...that a Prime order took 16 hours to arrive earlier this week, but Price Rewind only needed 8 to save me 40% on it.

 

Oh wait...that's Citi. Smiley Tongue

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 4 of 31
jamevfan
Frequent Contributor

Re: What do you like best about your Amazon Store Card

ha!

 Im growing to like amazon but im not a prime member now, I tried the trial and wasnt ordering as much so cancelled prime. Im trying to cut down on spening until our home closes so I will try it more after that happenes.....patiently waiting......

Current Ficos as of 01/2017 Equifax 640, Transunion 690 Experian 690 Mortgage middle score of 677
Message 5 of 31
Anonymous
Not applicable

Re: What do you like best about your Amazon Store Card

     To be completley honest with you my DW is a MAJOR shopee at the Amazon website.  I mean she is an expert as she has her Consumer Reports magazine next to her as she shops on Amazon.  She is a PRO.  I was like if my wife is going to (imitating Wilma from the Flinstones) Charge it!!!  Charge it!!! Charge it!!!  then I may as well get 5% back on each and every purcahse. BTW, I actually enjoy my Amazon store card over the Chase Visa Amazon card.  JMHO.  

Message 6 of 31
jamevfan
Frequent Contributor

Re: What do you like best about your Amazon Store Card

Hmmmm. 

Current Ficos as of 01/2017 Equifax 640, Transunion 690 Experian 690 Mortgage middle score of 677
Message 7 of 31
Anonymous
Not applicable

Re: What do you like best about your Amazon Store Card

The 5%, the no interest when you purchase a certain amount. I use my constantly, I actually just bought a heated blanket this morning because it's like 50 degrees in my office. I have prime so I'm constantly on amazon purchasing things. It's just the best!

Message 8 of 31
Dalmus
Valued Contributor

Re: What do you like best about your Amazon Store Card

As long as you're a regular Amazon shopper, the 5% "cash back" is a no brainer.  With the holday's upon us, Amazon is getting quite a bit of money from me.  The ONLY reason I'm not using my Amazon Store card right now is because Amazon one of Discover's 5% categories, plus I'm in my first year, so they double the cash back, so really I'm getting 10%.

 

Starting in January, Discover won' t be my Amazon  funding source!

Total Cards: 24 | Total Limit: $304,250


Current FICO 8 Scores: EQ: 841| TU: 815 | EX: 814


Hard Inquiries: 1

Message 9 of 31
Anonymous
Not applicable

Re: What do you like best about your Amazon Store Card

I haven't used it yet, but the Amazon store card offers special financing at a couple other stores outside of Amazon (like Woot, for example, and a few others). That could come in handy.

But I like the 5% back.
Message 10 of 31
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