I am thinking of picking up one more card then I need to let things settle...
Right now I have the cards that are in my signature and... My numbers should be set.
I keep getting Pre-approved for the Capital One Platinum Master card:
No annual fee
0% untill january 22.9% after that
After 5 on time payments auto CLI
What do you think, Go or no go?
My second thought was to let things sit for a bit and then try for a nicer card but... Not sure how quick my score will go up.
It's a tradeline farm.
Frankly you already have a better card in the Discover IT, I wouldn't continue adding tradelines right now (and didn't when I was in your position); I'd wait till I could obtain the next higher tier of cards.
ETA: if it was the $0 AF Quicksilver then absolutely I'd be taking it 
.
What would be your reasons to apply for a Cap One?
Probably you don't need it, you can garden, PIF each month, report <10% util and be 700+ in a few months. And then, go and get a better card, with a nicer issuer and nicer rewards. I know it's difficult to be patient, but that's the way to go
Mostly my reason to apply would be to have several different accounts on my report. More avaliable credit.
I need to go silent on my credit in preperation for buying a home. We are looking at about 14 months for now. We need to make sure our BK7 is 2 years out and the people at the bank said not to have any applications for credit within a year and make sure accounts are over a year old to make any difference.
I guess I will sit this one out. Its not likley that I will get any more pre-approvals for a while to bother me with the fraud report on my account. I will buckle down early and let the score go up...