@Anonymous wrote:
Good evening all. Trying not to app, but BofA gave me a solid offfer for Travel reward card 0% Apr 18 mo After that 19.24% Better balance rewards card 0% for 12 mo 16.24% and BankAmerica Card 0% for 12 mo 15.24%. I would like to replace my Buypower card with only $500 limit. Also after reading so many negative posts about theBarclays maybe thinking about looking for an alternative to them but I can wait til my for my repo to fall off next month and my Ex and EQ scores to cross the 700 threshold. Ex just moved up to 691. waiting balances to report to drop mu utlization. maybe can get another bump. What do you think I should do? Thanks in advance.
If you are trying not to app, well, that's your answer, IMO. Go with your instinct.
Offers are always going to come and go. If you give in to them each time, you won't ever really get anywhere.
There is no harm in waiting for the lower utilization to report -- it will only help you.
