What do you use amex everyday for mostly?

[Gmood1]

Haven't used mine in two years.

I use mine as a dust collector.😂😂😂

[Brian_Earl_Spilner]

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@TheFIGuy wrote:

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@Brian_Earl_Spilner wrote:

I was planning to get one just for BT

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Is AMEX okay with BT's? Or is it more of a love/hate relationship?

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They're fine with it as long as you pay it down in a timely fashion. Cash advances is what you want to avoid if possible.

[pinkandgrey]

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@Brian_Earl_Spilner wrote:

I was planning to get one just for BT

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Hey we're in the same club

[Anonymous]

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@Gmood1 wrote:

Haven't used mine in two years.

I use mine as a dust collector.😂😂😂

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I've used mine once in the last three years, for some Amex offer (Amazon maybe).  No really compelling reasons to use.  I think its major feature is that it is a way to keep MRs for no AF, if you can't get the 2x biz card

[AverageJoesCredit]

Everyday .....i b shufflin'😁

[Watchmann]

Historically I've never used charge cards for day to day expenses, but since they started giving 4X points on groceries my wife will use it instead of paying cash, and we also buy fairly high end wine at one grocery store so will use it for that since it is still coded as groceries even though the charge may be for +$500.  The points add up.

[UncleB]

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@Anonymous wrote:

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@Gmood1 wrote:

Haven't used mine in two years.

I use mine as a dust collector.😂😂😂

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I've used mine once in the last three years, for some Amex offer (Amazon maybe).  No really compelling reasons to use.  I think its major feature is that it is a way to keep MRs for no AF, if you can't get the 2x biz card

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This.  ^^^

I only use mine minimally to keep it "alive."  I'm expecting any day now for the credit line to be reduced (which would be fine) but so far it hasn't happened.  They did raise my APR by a couple of percentage points back in January when I was shuffling some balances and my EX dipped into the 750s, but otherwise they've left me alone.

If I ever decide to drop my Gold (which is becoming more likely) I know as long as I have the ED I won't have to be in a rush to use the MRs I've accumulated.