What does Citibank require

Anonymous · ‎09-30-2018

I looked on the site and couldn't find anything. What does Citibank normally look for when approving an account?

I want to get a costó card but am afraid of the HP.

I pulled it once for Staples by mistake and don't want to make the same mistake.

TU 750
EQ 743
EX 759

AaoA 1.7

Anonymous · ‎09-30-2018

I know they’re sensitive to inquiries. A lot of members here have been denied for having too many of those.

MyDataMyChoice · ‎09-30-2018

Anything Bad on your report? Are those scores accurate? Got them from MYFICO.com and not creditkarma or elsewhere?

What was the denail reason on staples - as that is an easier card

All Negatives History Removed as of October 2025 - Only BK CH7 Showing as Public Record

Lines of Credit:
Personal Loan:

Total Reported Revolving CL: $162,450 + 26K PLOC = $188,450

K-in-Boston · ‎09-30-2018

It's going to depend on your own file. If those are true FICO 08 scores, with your stats I'd say that as long as you don't have a lot of recent inquiries and a lot of new accounts you should be okay assuming you don't have negative information that would discourage them. For those of us with thicker profiles, those items can be overlooked.