@Creditaddict wrote:If you are getting Congrats we found these offers for you then you are basically approved... just APPLY!
Seriously?
This is what I got:
"Congratulations! We think you'll like this pre-qualified card offer."
- Quicksilver
- VentureOne
- Platinum Prestige
@MissCredit9 wrote:The Quicksilver is super easy to get.
Yeah, but I only want it if I have a shot at a 5K+ limit.
Hey, I wanted to ask you something. Sorry to beat a dead horse, but were the 2X points at Walgreens on your Barclays Rewards MC a promotional offer or do you get them all the time?
@Creditaddict wrote:
@thelethargicage wrote:
@Creditaddict wrote:If you are getting Congrats we found these offers for you then you are basically approved... just APPLY!
Seriously?
This is what I got:
"Congratulations! We think you'll like this pre-qualified card offer."
- Quicksilver
- VentureOne
- Platinum Prestige
YES.... Click that Quicksilver and GO!
The thing is have 8 inquiries on EQ, 8 on EX and 5 on TU. 4 on EQ, 4 on EX, and 4 on TU will hit the 1-year mark between 9/18 and 10/12. Should I wait till then to apply? I also want to get either the Barclay Rewards MC or the Sallie Mae MC.
@Ron1 wrote:
@thelethargicage wrote:...with a 5K+ limit?
- 0 apps on any CRA?
- 3+ years with a card with 5K+ CL?
- Spotless payment history?
- AAoA over 4 years?
- 1% utilization?
- 760+ FICO?
Anybody know or care to guess?
I think you should be good enough for the card. Cap 1 pulls all three reports for approval. I got denied due too many inquiries about six months ago. I emailed Cap 1 EO office to recon. I got approved for $3K. Recently, I got an offer to upgrade to Quicksiver.
Ron.
Actually,
My profile is more like this:
- Spotless payment history
- AAoA over 4 years (4 years and 9 months)
- under 1% utilization
- 793 EQ FICO (about a month ago)
- 4 credit cards with 6K+ limits (6K x 3 and 6.5K) and 1 card with 3.7K CL
- 4 inquiries on EX, EQ, and TU each (assuming I apply after the other inquiries hit the 1-year mark)
My goal is to get a 5K+ limit (for Signature status)
You seem to fit their "Excellent Credit" profile, which more often than not means you will have no issue getting a 5K limit. On an important note having a 5K limit usually but not always guarantees signature status. The odds are in your favor, I would go for it. Good luck and let us know how it goes 
@thelethargicage wrote:
@Ron1 wrote:
@thelethargicage wrote:...with a 5K+ limit?
- 0 apps on any CRA?
- 3+ years with a card with 5K+ CL?
- Spotless payment history?
- AAoA over 4 years?
- 1% utilization?
- 760+ FICO?
Anybody know or care to guess?
I think you should be good enough for the card. Cap 1 pulls all three reports for approval. I got denied due too many inquiries about six months ago. I emailed Cap 1 EO office to recon. I got approved for $3K. Recently, I got an offer to upgrade to Quicksiver.
Ron.
Actually,
My profile is more like this:
- Spotless payment history
- AAoA over 4 years (4 years and 9 months)
- under 1% utilization
- 793 EQ FICO (about a month ago)
- 4 credit cards with 6K+ limits (6K x 3 and 6.5K) and 1 card with 3.7K CL
- 4 inquiries on EX, EQ, and TU each (assuming I apply after the other inquiries hit the 1-year mark)
My goal is to get a 5K+ limit (for Signature status)
Well, your status is a heck of a lot better than mine. And not surprizingly, you did MUCH better on that pre-qualify tool than I did.
They offered me the Quicksilver One. And a Secured card.
