What does this mean from synchrony bank ?

[Anonymous]

Thank you for the information.

I was actually allowed to log back in to all my accounts after they were closed.

[Anonymous]

---

@Grabiela wrote:

dont worry they close my 3 account today. Just because they send me the ssn verification form and i send it back all complete. Well the call me today and told me that the ssn admin have my birthday 10/31/1980 and when i apply for all 3 credit card i put 10/30/1980. I told them it was just one day the diference and they told me to apply again, but i told them to FU*K they credit card and to close all 3 card.

---

Well, to be fair, any discrepency probably sets off flags, as they have compliance responsibilities as well.   Did you just mistype, or does SSA have the date wrong?

[AverageJoesCredit]

Awesome CreditAddict456, if they want the 4506 and you do not want to give it and you can get in your accounts, maybe just do a preemptive strike and close all your cards yourself. I dont know how that will work with balances still showing but at least it will show closed by consumer. Good luck please keep us informed on any progress or lack thereof.

[Anonymous]

When I got the letter I called the number on the letter which is the fraud department and I asked if there's another way I can verify my income like with bank statements he said no that's the only way. I said ok close all my accounts please.

[AverageJoesCredit]

Crazyness, i tell ya , pure madness!. Just as a creditor has the right to ask for proof of income it is just the same your right to choose not to do so and i respect that. Sometimes certain creditors dont mesh well with certain individuals and thats ok, thats why there are multiple creditors to find who works best with us. It stinks i know cuz maybe you liked those cards but there will be something better for ya on the other side of the rainbow

[Anonymous]

Yeah I only got them so if I get something big I get it on there promotion . I get on there 6 12 or 24 months but always pay it off in half the time. I got good visa's and MasterCards it's just with the closing of these cards with the balance might scare them off. So will see what happens. I am not going to sweat over it, it will all be fine soon.

[Anonymous]

Lol at "I don't have a spending problem, I was just taking advantage of the free interest promotion but am now $20k deep in debt."

That's the definition of a problem...to take advantage of an offer you put $20k (idk if it was a BT) buying up God knows what that you can't pay off. America has a problem, ugh

[Anonymous]

Yeah maybe if u owe more then what u make. I gonna have it paid off in 3 months. So I did not spend more then what I can handle.

[redpat]

---

@Anonymous wrote:
Lol at "I don't have a spending problem, I was just taking advantage of the free interest promotion but am now $20k deep in debt."

That's the definition of a problem...to take advantage of an offer you put $20k (idk if it was a BT) buying up God knows what that you can't pay off. America has a problem, ugh

---

Depending on what your income is and savings 20k to some isn't much at all,

[Anonymous]

---

@redpat wrote:

---

@Anonymous wrote:
Lol at "I don't have a spending problem, I was just taking advantage of the free interest promotion but am now $20k deep in debt."

That's the definition of a problem...to take advantage of an offer you put $20k (idk if it was a BT) buying up God knows what that you can't pay off. America has a problem, ugh

---

Depending on what your income is and savings 20k to some isn't much at all,

---

Perhaps CreditSnorfax was focussing on the phrase  "deep in debt"    If I have an amount I can easily pay off fairly soon, I wouldn't use "deep", just "I owe about $20K"