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What else cards can I get? Current score 640 from TransUnion... any thoughts and recommendations?

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icyhot
Valued Contributor
‎09-12-2015 09:35 AM
‎09-12-2015 09:35 AM

Re: What else cards can I get? Current score 640 from TransUnion... any thoughts and recommendations

I concur, lower your UTL and try to request done increases. You have all the major players except Amex, get your scores up and apply for them
Ch 7 BK discharged 12/2018
Bank Cards: NFCU Flagship Rewards $25K | NFCU Cash Rewards $20K |NFCU More Rewards Amex $17K | PenFed Power Cash $12.5K | PenFed Platinum Rewards $12.5K | PenFed Pathfinder Rewards $10K | PenFed Gold Card $7.5K | PayPal Cashback Mastercard $5K | Apple Card $3.5K
Store Cards: Bergdorf Goodman $10.5K | Neiman Marcus $7.5K | Care Credit $7K |
Scores: EX 656 | EQ 667 | TU 680


Goal Card: Amex Platinum (Amex IIB, waiting for 5 year mark)
Message 11 of 12
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Anonymous
Not applicable
‎09-12-2015 10:34 AM
‎09-12-2015 10:34 AM

Re: What else cards can I get? Current score 640 from TransUnion... any thoughts and recommendations

If the Barclays is one of your older Card pay that one down first and hopefully a 0% balance transfer offer pops up for you. If you get that you can make a lot of them report 0 in a hurry and your score will jump crazy

 

Your lineup looks like a straight king high there is no need to get anything else for a while. 

Message 12 of 12
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