What is Exclusive Pre-Approved offer from Wamu means?

[Anonymous]

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concorduser wrote:

If I do get wamu card then I can close my Hooters Card with $35 AF.

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That's the big "if".  Concord, it's repeated over and over on this forum that people with Providian COs can't get WaMu cards.

Good luck!

[Red1Blue]

Hi Cheddar, I was reading on other forums on the internet and I read some people did get new wamu card with old providian chargeoffs. Even those posters said they were surprised they were approved for the card. I'll look for that post and I'll post in this message later.

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cheddar wrote:

That's the big "if".  Concord, it's repeated over and over on this forum that people with Providian COs can't get WaMu cards.

Good luck!

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[Red1Blue]

Hi Cheddar, take a look at this link and read the posts from Francie. As the poster states, had a previous Providan Card included in BK and still got a preapproval from Wamu and got the card with $1K CL.

<Link removed>

Edit by cheddar: Hi, concord.  Please refrain from posting links to that website.  Thanks for your cooperation.

Message Edited by cheddar on 04-03-2008 10:18 AM

[Anonymous]

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concorduser wrote:

Hi Cheddar, take a look at this link and read the posts from Francie. As the poster states, had a previous Providan Card included in BK and still got a preapproval from Wamu and got the card with $1K CL.

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I believe you, concord.  But if you're going to apply for yet another credit card, wouldn't you want to apply for one that you would be more likely to get?  Maybe you'll get approved applying for a WaMu card with a Providian CO, but is that small possiblity really woth an inquiry to find out?

Message Edited by cheddar on 04-03-2008 10:24 AM

[Anonymous]

Wamu must be on a roll. I just got a pre approval offer from them as well. DH and I closed out our accounts with them in February. I've never had any charge offs with them or any cc, but we did have a handful of 30 day lates from 2 years ago. I'm slightly curious to apply... I would like to increase my uti... but I'd like to increase my Fico score as well (inquiries are killing me). I did promise dh I wouldn't apply for anymore cards without talking with him first. Hubby knows I'm on the wagon with the credit apps, and he's making me toe the line.

[Anonymous]

The suspense is killing me.

Was concord accepted or declined?

[nicemann]

Did I miss something....is Providian and Wamu the same company?  I had a couple of charge offs from Providian that just fell off of my report.  I was thinking about applying for Wamu after I get my mortgage squared away.

Message Edited by nicemann on 04-06-2008 08:47 AM

[Anonymous]

Wamu took over Providian a year or two ago.

[Anonymous]

oh this is interesting. i have never had a wamu/providian card but i want to know if concord got them to reconsider for the wamu too. I just like good news i suppose

[nicemann]

Well guess I will never get a Wamu card then since I had a charge off over 7 years ago.

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Lyyssa wrote:
Wamu took over Providian a year or two ago.

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