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What is citi banks best credit card

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gdale6
Moderator Emeritus

Re: What is citi banks best credit card


@Anonymous wrote:
It's because of the accuracy. I read somewhere that myficos algorithms measure accuracy of cards. Example you have capital one, discover, American express for 5 years 10% utilization. You only get 80% of the full credit score points. As to wellls Fargo, Citi bank, bank of America, Chase you have there cards for 5 years 10% utilization You get the full 100% of credit points. Store cards you get only 60-40% of full credit points. So I need the best cards.

I spend about $1500 a month on credit cards

This is total fiction there is no such thing in the Fico algorithm. A credit card is a credit card doesnt matter who issues it.

Message 21 of 33
Anonymous
Not applicable

Re: What is citi banks best credit card

I don't know why people are jumping on the guy.  It was a simple question.  Prestige and AAdvantage Executive are probably positioned to be Citi's best cards

Message 22 of 33
kdm31091
Super Contributor

Re: What is citi banks best credit card

At 1500 a month in spend, a prestige just doesnt make sense.
Message 23 of 33
kdm31091
Super Contributor

Re: What is citi banks best credit card

Nobody intends to jump on OP. But "best" is subjective. We need a more specific question
Message 24 of 33
Anonymous
Not applicable

Re: What is citi banks best credit card


@Anonymous wrote:

I don't know why people are jumping on the guy.  It was a simple question.  Prestige and AAdvantage Executive are probably positioned to be Citi's best cards


No one was jumping on the OP and by simply answering that those two cards are the 'best' leads to people applying for cards that do them absolutely no good and can cause financial harm as they both have high AFs.  So no it wasn't a simple question  And by hiis/her subsequent answer it's clear that their seeking of the 'best' was based on erroneous information.  Those that seek to find out why the OP was asking that type of question are doing them far more good than just answering as you suggest

Message 25 of 33
Anonymous
Not applicable

Re: What is citi banks best credit card

I was just simply asking what is there top teir cards. Meanning citi cards that you must have 1st tier credit to attain
Message 26 of 33
Anonymous
Not applicable

Re: What is citi banks best credit card


@Anonymous wrote:
I was just simply asking what is there top teir cards. Meanning citi cards that you must have 1st tier credit to attain

There isnt any significant difference in credit score needed to obtain any of their cards

Message 27 of 33
Anonymous
Not applicable

Re: What is citi banks best credit card


@Anonymous wrote:

@Anonymous wrote:
I was just simply asking what is there top teir cards. Meanning citi cards that you must have 1st tier credit to attain

There isnt any significant difference in credit score needed to obtain any of their cards


And while being FSR, that actually wasn't what you asked, you wanted the "best" Citi card in your wallet.   Had you asked the question the way you did just now, Irish's answer would have answered it quickly!

Message 28 of 33
Anonymous
Not applicable

Re: What is citi banks best credit card

Which ever way I said or asked, when you think about it it all ends up meaning the same topic.
Message 29 of 33
Anonymous
Not applicable

Re: What is citi banks best credit card

Their best card is the Prestige.

 

That's the answer you are looking for. A lot of interpretation and opinion can be injected into the answer, as it already has been, but their most "Prestigious" card is the Prestige.

Message 30 of 33
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