No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@Anonymous wrote:
It's because of the accuracy. I read somewhere that myficos algorithms measure accuracy of cards. Example you have capital one, discover, American express for 5 years 10% utilization. You only get 80% of the full credit score points. As to wellls Fargo, Citi bank, bank of America, Chase you have there cards for 5 years 10% utilization You get the full 100% of credit points. Store cards you get only 60-40% of full credit points. So I need the best cards.
I spend about $1500 a month on credit cards
This is total fiction there is no such thing in the Fico algorithm. A credit card is a credit card doesnt matter who issues it.
I don't know why people are jumping on the guy. It was a simple question. Prestige and AAdvantage Executive are probably positioned to be Citi's best cards
@Anonymous wrote:I don't know why people are jumping on the guy. It was a simple question. Prestige and AAdvantage Executive are probably positioned to be Citi's best cards
No one was jumping on the OP and by simply answering that those two cards are the 'best' leads to people applying for cards that do them absolutely no good and can cause financial harm as they both have high AFs. So no it wasn't a simple question And by hiis/her subsequent answer it's clear that their seeking of the 'best' was based on erroneous information. Those that seek to find out why the OP was asking that type of question are doing them far more good than just answering as you suggest
@Anonymous wrote:
I was just simply asking what is there top teir cards. Meanning citi cards that you must have 1st tier credit to attain
There isnt any significant difference in credit score needed to obtain any of their cards
@Anonymous wrote:
@Anonymous wrote:
I was just simply asking what is there top teir cards. Meanning citi cards that you must have 1st tier credit to attainThere isnt any significant difference in credit score needed to obtain any of their cards
And while being FSR, that actually wasn't what you asked, you wanted the "best" Citi card in your wallet. Had you asked the question the way you did just now, Irish's answer would have answered it quickly!
Their best card is the Prestige.
That's the answer you are looking for. A lot of interpretation and opinion can be injected into the answer, as it already has been, but their most "Prestigious" card is the Prestige.