What is going on? Unauthorized.

[lesaheart]

I just called JCP and they could not find anyone under my name. I tried various zip codes and phone numbers; however, I was not comfortable giving them my SS#. They said sometimes the credit bureau is not always accurate and it may be a mistake by the CRA and to contact the credit bureau to have it removed. JCP said they cannot remove it because there is nothing on their end to remove.

Wow.

[namvet]

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@lesaheart wrote:

I just called JCP and they could not find anyone under my name. I tried various zip codes and phone numbers; however, I was not comfortable giving them my SS#. They said sometimes the credit bureau is not always accurate and it may be a mistake by the CRA and to contact the credit bureau to have it removed. JCP said they cannot remove it because there is nothing on their end to remove.

Wow.

 Ok it looks like you got nothing to worry about then.  Might want to go ahead and contact the CRA and give them the info and ask for the inq removal. 

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[lesaheart]

Another one just posted! GECRB/WALMART

Identity Theft?

[namvet]

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@lesaheart wrote:

Another one just posted! GECRB/WALMART

Identity Theft?    Kinda looks that way!   i would put a freeze on the CRA's.  

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[SevenNEW]

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@namvet wrote:

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@lesaheart wrote:

Another one just posted! GECRB/WALMART

Identity Theft?    Kinda looks that way!   i would put a freeze on the CRA's.  

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Definitely -- do put a freeze, before it's too late!

[LS2982]

Wow yea def. freeze all reports and dispute the INQ's with the bureaus!

[lesaheart]

I can't close with a freeze? Or can I? How could this be happening?

[LS2982]

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@lesaheart wrote:

I can't close with a freeze? Or can I? How could this be happening?

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I would let your loan officier know of the situation and have freeze documents from each bureau and dispute confirmation copies to prove your situation.

[LS2982]

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@LS2982 wrote:

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@lesaheart wrote:

I can't close with a freeze? Or can I? How could this be happening?

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I would let your loan officier know of the situation and have freeze documents from each bureau and dispute confirmation copies to prove your situation.

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Its really unthinkable but itsa possible someone close to you got your personal onformation. Or your computer might be hacked.

[lesaheart]

I think someone got a hold of paperwork as I first started the home loan process. I called walmart credit card services and it didn't feel right. The more information I gave them, it felt like I was helping the fraud more. Even the fraud department of walmart felt like fraud. I cannot believe all of this is happening at this time of all time.