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What is needed to get a bank to manual update your balance on your files? (UPDATED)

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Valued Contributor

What is needed to get a bank to manual update your balance on your files? (UPDATED)

I believe I have seen others here note that they paid a balance down and was able to request the bank to manually update their files with an updated balance so I wondered what is it you had to do?  Is it just calling a CSR or more involved? 

I had a card showing about 45% last month which is now at 1% and would like to get this updated.

 

Bank in question here is Wells Fargo.

 

Thanks!

 

UPDATE:  Add Wells Fargo to the 100% "no way jose" early update.  They said statement only updates and there are no other options.



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Frequent Contributor

Re: What is needed to get a bank to manual update your balance on your files?

It never hurts to ask if a lender will report early. Worst they'll say is no. I don't have experience with Wells Fargo, but I have had USBank, Discover, and Amex all report updated balances upon my request. Chase will automatically report anytime I pay my balance down to $0 which means I often get several notifications a month from monitoring sites. 


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Valued Contributor

Re: What is needed to get a bank to manual update your balance on your files?


@Schwartzinator wrote:

It never hurts to ask if a lender will report early. Worst they'll say is no. I don't have experience with Wells Fargo, but I have had USBank, Discover, and Amex all report updated balances upon my request. Chase will automatically report anytime I pay my balance down to $0 which means I often get several notifications a month from monitoring sites. 


Thank you and I figured that was about all there was to it.  I'll ring them later today and if they say no then oh well.



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Community Leader
Senior Contributor

Re: What is needed to get a bank to manual update your balance on your files?

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