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What is "Signature"?

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JonStur
Established Contributor

Re: What is "Signature"?

I have also used the concierge service when traveling, don't underestimate them they can be helpful.. Also usually the Siggys and WMCs are the top teir cards offered by a lot of banks so many people take pride in being offered one...


Starting Score: TU 595 EX 600 EQ 585
Current Score: TU 820 EX 825 EQ 812
Goal Score: 800 Club (Mission Accomplished)

Amex Platinum, Amex BCP $17.5K, 5/3 Sig $10K, Capital One Quicksilver 15K, Walmart 10K, US Bank Cash+ 15K, Sam's Club 10K, Chase Freedom $6K, Discover More $15K, Chase United Club MileagePlus $33K, Costco $6K, CapOne Quicksilver One $7K, Cap One Quicksilver $5K, Amazon $3K, Barclays $12.5K, Home Depot $7.5K, AppleCard $6K
Message 21 of 27
Dustink
Valued Contributor

Re: What is "Signature"?

Just a higher tier visa. It carries a higher fee for the merchant.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 22 of 27
john398
Senior Contributor

Re: What is "Signature"?

Just got the signature card Chase Southwest, Is there a list of which merchants give discounts?

Message 23 of 27
heyitsyeh
Frequent Contributor

Re: What is "Signature"?

Chase refuses to upgrade my 3-year old, $6600 limit Freedom. But just the other day I got approved for a Sallie Mae WMC so I guess there's no more need for a "siggy".

TU: 777 | EQ: 814 | EX: 764
Last INQ: 3/26/21
AAoA: 4y 7m
Lowest limit: Chase Freedom Visa - $13,000
Highest limit: Discover It - $56,500
Available credit: $200,600 (8 cards)
Message 24 of 27
p-
Valued Contributor

Re: What is "Signature"?

I pay no AF on my Freedom siggy, or on my Quicksilver WMC.

Message 25 of 27
09Lexie
Moderator Emerita

Re: What is "Signature"?

Signature are backed by Visa and W/WE are backed by MC. Some of the core benefits are the same but not all- it's best to compare the benefits from the issuing bank and their core benefits.

Message 26 of 27
p-
Valued Contributor

Re: What is "Signature"?


bigbang91 wrote: How do you know whether your card is Visa signature or not?

It will say "Signature" or "World" above or below the Visa / MC logo

See pics:


chs sig.jpg

Quick.png

Message 27 of 27
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