What is the biggest limit you have closed?

[cws-21]

I somewhat recently closed by Wells Fargo Autograph with a $50k credit limit.

[galahad15]

$22.1k, on my former Citi DPR MC (before it was ratejacked from the original go-to APR of 5.99% F during CARD Act and so I had to close it).

[gdale6]

22.5k

[IsambardPrince]

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@Traveler101 wrote:

For many, building up limits higher and higher can be fun/addictive/necessary for spend. We get the high limits, and maybe that card doesn't fit your needs anymore. Maybe you got tired of a high annual fee. We all have reasons for closures.

Many here, myself included, sought out high limits. Now I'm about to thin it out some. Thus far, the highest limit I've closed is 5k. On the chopping block is another at 5k and another at 30k. What is the biggest limit you ever closed? Not reallocation, simply, closed and gone? 

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A $3,000 bucketed Capital One from right after my bankruptcy.

High interest rate, not growing. Even Capital One gives me higher spending limits on cards I can get now, so I did combine and close.

There's really no reason to keep a card you've outgrown like that. When other lenders assess your credit and see what limits you have from other banks, you want them looking more at $10,000+ limits, not some old bankruptcy card you got years ago with $3,000.

[MarkintheHV]

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@MarkintheHV wrote:

42k when I closed everything at BOA and went elsewhere

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Update, just closed a 60k Delta Platinum business card.

[IntegerIntrovert]

I'm gonna guess a lot of Delta card holders will be doing the same.

[ALK11]

$11,000. Got the card just to churn a sign up bonus so I didn't ever use anywhere near the limit. Closed it one year later or so. 

[ElvisCaprice]

I try to do the opposite.  Cut my limits down to necessary size, eliminate/reduce the cash advance whenever possible.  Utilization is never an issue for me, no need for higher CL's, who cares.  Same with credit score, use and abuse, so what if they drop it from 800's to upper 700's.  I try to churn and burn whenever possible.  Keep my main CC earners ready for service when not churning.  Lately I've found GC's a real discount, far above what my CC's can achieve.  Makes a  nice combo for some serious discounting on necessary spending.  Going to transfer some additional accounts to Merrill Lynch to move my B of A cards to platinum honours preferred plus bonus for doing so.  

[BearsCubsOtters]

PenFed $26,000. Good riddance.