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Browse credit cards from a variety of issuers to see if there's a better card for you.
Amex for up to 9x (sometimes more) the starting limit in 8 months (3x CLI on day 61, then 2-3x six months later)
Lowe's. I just mentioned in another thread that three people had nice increases, from 700 to 17k immediately in under two months, and 2k to 30k after a phone call, and 1.5k to 17k immmediately after a phone call.
With any card, though, it all depends on your income and ability to repay and your overall credit profile.
While some cards may show greater/faster growth than others on average, there's nothing definite.
The OP mentioned Capital One as a fast grower. I couldn't disagree more. I've had a card with them for 15 months that started with a $3k limit and I've received two whopping $500 CLI's at 6 months and 12 months bringing me to $4k. My income is fine, my average FICO score is in the 730's and I put at least $1000-$1500 through the card every month but always PIF or leave a few bucks as a balance at most.
Limits are never just a matter of creditor/product. A "fast growing" product doesn't mean anything if you don't have the credit profile and income that support higher limits. Don't disregard the importance of one's credit profile and income in these matters. For a given creditor, a person with a stronger profile will generally see faster growth than one with a weaker profile. I just recently had a $17.5K CLI with Barclaycard and they're a creditor that many seem to have problems with.
If you want higher limits then work on identifying and addressing the issues with your profile versus relying on finding the "right" creditor/product. Don't rely on quick fixes with credit.
@Anonymous wrote:While some cards may show greater/faster growth than others on average, there's nothing definite.
The OP mentioned Capital One as a fast grower. I couldn't disagree more. I've had a card with them for 15 months that started with a $3k limit and I've received two whopping $500 CLI's at 6 months and 12 months bringing me to $4k. My income is fine, my average FICO score is in the 730's and I put at least $1000-$1500 through the card every month but always PIF or leave a few bucks as a balance at most.
I disagree as well. I started with $10k on a Quicksilver, my highest line to date, but I was putting a bunch of spend through it. 6+ months later they wouldn't increase it, citing that I hadn't used enough of the available limit. So I let a statement cut with about 2k on it, and soon after that I went to 13k. They seem to be OK with it after that initial hiccup, got another 3k 6 months later. Pales in comparison to Discover going from 11k to 21k in 8 months for me, but everyone's credit profile/relationship with the lenders is different.
@Anonymous wrote:While some cards may show greater/faster growth than others on average, there's nothing definite.
The OP mentioned Capital One as a fast grower. I couldn't disagree more. I've had a card with them for 15 months that started with a $3k limit and I've received two whopping $500 CLI's at 6 months and 12 months bringing me to $4k. My income is fine, my average FICO score is in the 730's and I put at least $1000-$1500 through the card every month but always PIF or leave a few bucks as a balance at most.
Ditto. For many, Cap One is by far the slowest growing.
BofA cards can grow very fast and to huge limits.