What is the highest Sam's Club In-Store Credit Limit???

[jcx808]

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@boomhower wrote:

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@jcx808 wrote:

I asked for $15,000 but was offered $10,000 by the customer service rep.  After accepting the counter offer, the service rep. informed me that she pulled a credit report and confirmed that it was a hard pull.  Is this normal?  I thought it was a soft pull for a credit limit increase for the Sams Club Card.  Does anyone know if its a hard or soft?  I'm not sure if the service rep. knows what a soft or hard pull is.

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Wait wait wait. She INFORMED you after words?  She didn't ask permission to pull it?  I'd be hot!!!!

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I know, I was very upset.  I asked her why she did not inform me before and only afterwards.  She didn't have an anwer, she kept referring to the terms and conditions of the credit card agreement.  She was probably new to her job and had no idea.  I just hope she is completely clueless and it was not a hard pull.

[Anonymous]

Started with 1k, after 8-9 months is 4k with soft inquiry.

[guydiver]

My limit was $5600 for eight months.  A few weeks ago I called to ask why I didn't get the usual automatic CLI at six months.  She asked how much I wanted, I only asked for $500 CLI to $6100.  She countered with $10K.  I took it.

[jcx808]

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@guydiver wrote:

My limit was $5600 for eight months.  A few weeks ago I called to ask why I didn't get the usual automatic CLI at six months.  She asked how much I wanted, I only asked for $500 CLI to $6100.  She countered with $10K.  I took it.

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Nice.  So $10,000 is the max for the in-store Sams Club Card?  I guess I'll find out when I try to get another CLI in six months.

[jcx808]

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@Anonymous wrote:

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@jcx808 wrote:

I asked for $15,000 but was offered $10,000 by the customer service rep.  After accepting the counter offer, the service rep. informed me that she pulled a credit report and confirmed that it was a hard pull.  Is this normal?  I thought it was a soft pull for a credit limit increase for the Sams Club Card.  Does anyone know if its a hard or soft?  I'm not sure if the service rep. knows what a soft or hard pull is.

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If you talk to a rep it's typically a HP. The automated phone system does SP though.

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It looks like it was a soft pull, none of my credit reports show a hard inquiry from them.  How long does it usually take for the inquiry to show up?  Its been a few days and no inquiry.  So far so good.