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What is the most accounts you opened in a whole year

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Anonymous
Not applicable

What is the most accounts you opened in a whole year

I opened like 8 New accounts in this entire year itself. I am definitely in a need for garden with 30 inquiries addding all 3 credit bureaus together. My fico score now ranges from 652-684

I wonder if no accounts are open any further for the next 2 years will a lender still view the 8 accounts as a risk?
Message 1 of 131
130 REPLIES 130
Anonymous
Not applicable

Re: What is the most accounts you opened in a whole year

no the accounts won't be "new" anymore. i have opened 5 and idc. you're gonna get some crazy answers from people with their number of accounts though lol just you wait..
Message 2 of 131
elim
Senior Contributor

Re: What is the most accounts you opened in a whole year

9 CC's - 1 loan

Message 3 of 131
Anonymous
Not applicable

Re: What is the most accounts you opened in a whole year

The most cards I have ever gotten is 6 from last year (2014). I do have 4 so far this year, so I do have a chance at overtaking my record, lol. We will see what happens.

Message 4 of 131
icyhot
Valued Contributor

Re: What is the most accounts you opened in a whole year

Every account in my signature was opened this year besides my store cards and Forward. I also opened a QS1, Barclaycard, BofA card, Fidelity Amex, Target, PayPal MC and Care Credit this year that were closed soon after
Ch 7 BK discharged 12/2018
Bank Cards: NFCU Flagship Rewards $25K | NFCU Cash Rewards $20K |NFCU More Rewards Amex $17K | PenFed Power Cash $12.5K | PenFed Platinum Rewards $12.5K | PenFed Pathfinder Rewards $10K | PenFed Gold Card $7.5K | PayPal Cashback Mastercard $5K | Apple Card $3.5K
Store Cards: Bergdorf Goodman $10.5K | Neiman Marcus $7.5K | Care Credit $7K |
Scores: EX 656 | EQ 667 | TU 680


Goal Card: Amex Platinum (Amex IIB, waiting for 5 year mark)
Message 5 of 131
Gmood1
Super Contributor

Re: What is the most accounts you opened in a whole year

I've opened 11 accounts this year... all CC's.

Message 6 of 131
Anonymous
Not applicable

Re: What is the most accounts you opened in a whole year

In the last 12 months I've opened 15 Smiley Embarassed

Message 7 of 131
Anonymous
Not applicable

Re: What is the most accounts you opened in a whole year

Just me 3 no way nice. I'm actually curious what are your current scores?
Message 8 of 131
Anonymous
Not applicable

Re: What is the most accounts you opened in a whole year

Opened 11. Five bank cards. As of today I'm 702 Tu, 698 Expdrian. Those are pretty much exactly the scores I had an early May before I found this website and added 11 inq to my file.

So from my experience expect a 30 point drop in about 3 months to recover now you my UTIL gone up as well by a little bit to wring out spend bonus but not much
Message 9 of 131
EddieK
Established Contributor

Re: What is the most accounts you opened in a whole year

2, this year.

Starting Scores:
1/19/14:

1/28/14:
2/12/14:
Current Scores:
7/10/19:
12/17/16:
9/05/17:
Message 10 of 131
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