Don't apply for anything, pay all bills on time, or before statement close date.
Over time your score will go up and there may be some CLIs.
Basically, you want to avoid any hard pulls. From what I've read here, Chase is always a hard pull if the CLI is customer initiated. I don't have a Discover card or any experience to advise you on them.
Staying away from AppAholics might be a good idea, too! 
Starting Score: 675
@MarineVietVet wrote:
@2NE1 wrote:
how do you find out your statement close date on a CC?
You can find it on any older statements or you can call the CC issuer and ask what it is.
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".
Oh okay, durrr it makes sense 
thank you! I just haven't used a CC since the middle of 2010... I don't receive paper statements in the mail anymore.
@2NE1 wrote:Oh okay, durrr it makes sense
I get all my statements electronically also but all the dates you need to know are there.
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".
stay away from the Dungeon threads 
@drkaje wrote:Don't apply for anything, pay all bills on time, or before statement close date.
Over time your score will go up and there may be some CLIs.
Basically, you want to avoid any hard pulls. From what I've read here, Chase is always a hard pull if the CLI is customer initiated. I don't have a Discover card or any experience to advise you on them.
Staying away from AppAholics might be a good idea, too!
+1
The proper way to garden is no new apps, be it new CC's or CLI's that require HP's.
I have Discover, you can ask for CLI after the 6th statement, but usually is HP (very rare SP).
IMO if your a serious gardener, freeze your reports, that'll stop you from apping and getting HP's.
Best of Luck!
@Anonymous wrote:
@drkaje wrote:Don't apply for anything, pay all bills on time, or before statement close date.
Over time your score will go up and there may be some CLIs.
Basically, you want to avoid any hard pulls. From what I've read here, Chase is always a hard pull if the CLI is customer initiated. I don't have a Discover card or any experience to advise you on them.
Staying away from AppAholics might be a good idea, too!
+1
The proper way to garden is no new apps, be it new CC's or CLI's that require HP's.
I have Discover, you can ask for CLI after the 6th statement, but usually is HP (very rare SP).
IMO if your a serious gardener, freeze your reports, that'll stop you from apping and getting HP's.
Best of Luck!
So you're saying that in order for you to keep those "almost 800+ accross all three" are because you have your reports frozen?
@2NE1 wrote:
@Anonymous wrote:
@drkaje wrote:Don't apply for anything, pay all bills on time, or before statement close date.
Over time your score will go up and there may be some CLIs.
Basically, you want to avoid any hard pulls. From what I've read here, Chase is always a hard pull if the CLI is customer initiated. I don't have a Discover card or any experience to advise you on them.
Staying away from AppAholics might be a good idea, too!
+1
The proper way to garden is no new apps, be it new CC's or CLI's that require HP's.
I have Discover, you can ask for CLI after the 6th statement, but usually is HP (very rare SP).
IMO if your a serious gardener, freeze your reports, that'll stop you from apping and getting HP's.
Best of Luck!
So you're saying that in order for you to keep those "almost 800+ accross all three" are because you have your reports frozen?
It's not necessary to have your reports frozen to have high scores. Doing so simply removes the temptation to apply for addtional accounts or asking for HP CLIs, as you'd have to go through the effort to un-freeze the reports first. But, if you have the discipline to avoid these things, then you can certainly have high scores without freezing your reports.