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Aside from whatever 5% rotating category is active, my strategy is pretty simple.
1. Ink Plus/Cash - Cell phones, telephone, cable, Office purchases and dining.
2. Amex Charge for quarterly taxes.
3. Cash+ for 5% Charity - Operas & Symphonies.
4. Everything else on SPG or EDP.
5. Fid Amex for Serve and alternative category purchases.
Of course, usually, I'm cycling a sign-up bonus for several cards per quarter.
@Open123 wrote:Aside from whatever 5% rotating category is active, my strategy is pretty simple.
1. Ink Plus/Cash - Cell phones, telephone, cable, Office purchases and dining.
2. Amex Charge for quarterly taxes.
3. Cash+ for 5% Charity - Operas & Symphonies.
4. Everything else on SPG or EDP.
5. Fid Amex for Serve and alternative category purchases.
Of course, usually, I'm cycling a sign-up bonus for several cards per quarter.
I'm going to PM you about an idea I have for that first one on your list. ![]()
Let me know what you think.
Only have a couple right now so it's pretty easy.
Freedom: 5% and everything else. It's my everyday card
Delta Amex: All travel. I travel 3-5 times a year and its almost always Delta. Easy choice.
LOC Visa: Just an occasional purchase to keep it active. Has low interest rate if I need to carry balance.
Macys: If I should need it.
Apping for CSP in the fall the partner with my Freedom. That will be it for awhile. I may get a Discover down the line to add some diversity and a Marriot Rewards Visa looks nice.







