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What is your average app spree

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Anonymous
Not applicable

What is your average app spree

Just recently I went into an app spree even though I shouldn't but knowing I have a judgement coming off and one collection I'm goodwilling soon, should be a relief. Recently got approved for Sportsman's for 7k, Overstock's, for 8k and from local FU for 5k. I know I just screwed my AAoA up. Back to gardening. 

 

Question is, what is your average app spree?

Message 1 of 27
26 REPLIES 26
jon22guitar
Regular Contributor

Re: What is your average app spree

My last app spree was 7 or 8 cards. Got approved for all, but the last few had the lowest limits. Never apping for more than 2 at a time in the future.
CSP 10,000, Citi Forward 3400, Barclay Arrival+ 2750, BOA Travel Rewards 2700, Discover IT 1500, Chase Freedom 1000, Crap One 500
Message 2 of 27
Anonymous
Not applicable

Re: What is your average app spree

Typically i go for 3-5 apps every 6 months or so. Less if we've been auto loan shopping.

Message 3 of 27
Anonymous
Not applicable

Re: What is your average app spree

last month i went app spree, for about 8 cards, only got approved once Smiley LOL

Message 4 of 27
Imperfectfuture
Super Contributor

Re: What is your average app spree


@jon22guitar wrote:
My last app spree was 7 or 8 cards. Got approved for all, but the last few had the lowest limits. Never apping for more than 2 at a time in the future.

Totally agree. While I do have a wish list, I'm not apping for more than two, and preferably just one, every 6 months.  Couple that with an ongoing installment for about 6 years, and the scores should add up quickly.  If something gets nerfed while I wait, maybe something better will come along.

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Message 5 of 27
B335is
Moderator Emeritus

Re: What is your average app spree

I go until I'm denied.

Message 6 of 27
red259
Super Contributor

Re: What is your average app spree

I usually apply for 3 to 4 cards per spree and spree once every six months so 6 to 8 new cards a year. Once my file is thicker I may switch over to apping every three months for 1 to 3 cards. 

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 7 of 27
FinStar
Moderator Emeritus

Re: What is your average app spree


@B335is wrote:

I go until I'm denied.


LOL... are you ever concerned with increasing overall approval of available TLs >$50K in one shot and any of your current lenders taking AA on your current accounts? (i.e. they perform standard/monthly AR and see that you've increased the # of TLs by two-fold and high CLs).

Message 8 of 27
xsvspd
Regular Contributor

Re: What is your average app spree

I've only had one app spree... It was in May. I got BofA, Freedom, CSP, BCE, Discover, Sallie Mae.

Hover over card to see limits

Starting score 3/2013 - 585. Score as of 5/2014 - 725.
Message 9 of 27
B335is
Moderator Emeritus

Re: What is your average app spree


@FinStar wrote:

@B335is wrote:

I go until I'm denied.


LOL... are you ever concerned with increasing overall approval of available TLs >$50K in one shot and any of your current lenders taking AA on your current accounts? (i.e. they perform standard/monthly AR and see that you've increased the # of TLs by two-fold and high CLs).


The cards I use for bonus rewards generally don't stay open for long, particularly Citi HHonors cards.  Churn & burn!  

Message 10 of 27
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