cancel
Showing results for 
Search instead for 
Did you mean: 

What is your credit line? how many CC do u have? Why did you apply your cards?

tag
Anonymous
Not applicable

What is your credit line? how many CC do u have? Why did you apply your cards?

As of Jan 9 2012, my goal is only 8 credit cards. I dont want to get over 10 credit cards because I think it is not a good idea to have over 10 credit cards. How about you guys?

 

Amex blue-------------------------$25.400 (appled because It gave me a lot of points, my Amex major card now)

Amex delta-------------------------$9,000  (applied for fun, rarely use it)

BoA Plantinum Plus-------------$4,000 (because this card provides overdraft with my bank of america)

Chase Freedom Visa----------- $22,500  (I really love this card, my Visa major card now)

Citi Dividend Master Card-----$7,800    ( got bonus, my Master major card now)

Discocver More------------------$8,000   (great with their program bonus mall, my Discover major card now)

Walmart Discover---------------$700     (just to see my FICO score, dont want to use this card)

Welfargo Visa---------------------$1,500  (because this card provides overdraft with my bank Wellfargo)

 

So far, I have Visa, Master, Amex, Discover in my wallet. I can go anywhere with my wallet. I am very happy about these cards. These cards are very excellent, and they are my 4 major card. I have received a lot of bonus, cash back from these cards. I really dont know what cards should I get from now on? I think I will increase these credit lines Smiley Happy. What card will you suggest for me to apply after these cards? How about you?Smiley Wink

Message 1 of 53
52 REPLIES 52
anderl
Frequent Contributor

Re: What is your credit line? and how many credit cards do you have?

All in Siggie belowSmiley Happy. And believe it or not, I'm thinking about gettting a  Discover and a CitiBank MC/VisaSmiley Surprised

Amex Platinum Charge(NPSL); Starwood Amex Preferred CC(20K CL); Diners Club ELITE MC(20K);Diners Club Premier MC(20K,could've sworn the rep said 25k, oh well lol);Delta Amex Reserve CC(21K CL); Amex PRG Charge(NPSL); United Presidential Plus Chase World Elite MC (15K CL); AARP Chase Visa Signature(35K CL); NFCU Visa Platinum(20K CL) NFCU LOC(15K); NFCU Go Rewards MC(17.5K); Disover IT 7.8K;
First Tech Federal Visa Platinum(15K CL); Simmons First Visa Platinum(9K CL); Wells Fargo Visa Platinum(7.5K CL); CitiBank Sears MC(6K CL); JCPenney Card(7.5K CL); Lowes(2.5K CL);Barclays Mile & More Lufthansa 12.5K.
Message 2 of 53
LTomBerry
Frequent Contributor

Re: What is your credit line? and how many credit cards do you have?


@Anonymous wrote:

As of Jan 9 2012, my goal is only 8 credit cards. I dont want to get over 10 credit cards because I think it is not a good idea to have over 10 credit cards. How about you guys?

 

Amex blue-------------------------$25.400

Amex delta-------------------------$9,000

BoA Plantinum Plus-------------$4,000

Chase Freedom---------------- $22,500

Citi Dividend--------------------- $7,800

Discocver More------------------$8,000

Walmart Discover---------------$700

Welfargo Visa---------------------$1,500


What did you have to do to get an AmEx limit over $25k? Seems like that's the limit without getting the spanish inquisition.

 

To answer your question:

AmEx BCP $19.3k

USAA World MC $14k

Discover More $4k

BofA Visa Sig $5k

Target $2.5k


Starting Score: 690
Current Score: EQ 780 EX 814 TU 783
Goal Score: 800

Take the FICO Fitness Challenge
Message 3 of 53
Anonymous
Not applicable

Re: What is your credit line? and how many credit cards do you have?

Is well fargo your oldest account? Why do you still keep it?

 

From oldest to newest, I have

1. Capital Bank MD        $3025

2. Amex Zync                   NPSL

3. FIA fidelity Amex         $3000

4. Chase Freedom         $1000

5. Barclay Itunes             $500

6. Barclay Travelocity    $3000

7. Chase AARP              $3000

Message 4 of 53
ArisGreek
Frequent Contributor

Re: What is your credit line? and how many credit cards do you have?

Mine are in signature Smiley Happy)

===========
TU: 745(TU98) | EQ: 774 | EX: ? | NO BADDIES!
What's in my wallet? AMEX Platinum, United Presidential Plus World Elite MC, AMEX JetBlue, Nordstrom Visa Sig, Chase Sapphire Preferred, Discover More, AMEX Zync, Citi AAdvantage Plat Select Visa, Banana Republic, Home Depot
Message 5 of 53
visorboy1974
Valued Contributor

Re: What is your credit line? and how many credit cards do you have?

Highest to lowest:

 

1.  UIECU UIAA Rewards Visa $22K

2.  PSECU PSL/Visa $20K

3.  Alliant Platinum Rewards Visa $15K

4.  Barclaycard Travel Rewards MC $7K

5.  Nordstrom Visa Signature $6K

6.  State Farm Platinum Rewards Visa $3K

7.  Dell Preferred $3K

8.  Macy's ?

 

 

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 6 of 53
Anonymous
Not applicable

Re: What is your credit line? and how many credit cards do you have?

Mine are in signature as well.

Message 7 of 53
castlefox
Regular Contributor

Re: What is your credit line? and how many credit cards do you have?

Amex Blue Cash Every Day ------------------2,500

Alliant CC Visa (No rewards version)-----2,000

Shell Gas Card----------------------------------- 400

MyFICO score- Equifax - 12.03.11 - 780 Experian 12.03.11 - 763
(FAKO Scores) EXP PLUS Score Dec 2011. 748
Advanced Risk Score 2.0 (NextGen) 793 Dec 2010
Vantage Score (2011) MAR = 771 Jun = 771 Sept= 788 Dec= 773
2012 MAR = 782 JUN=783 Dec = 789
2013 Mar-796 Jun-799 Dec- 797
Message 8 of 53
mAndrew1980
Established Contributor

Re: What is your credit line? and how many credit cards do you have?

Barclay's Apple:   $2000

Cap1 Platinum:    $500

Cap1 Cash Back: $500

 

Total Limit:            $3000

 

 

By Spring my Cap1 Cash Back should go up to $750 and I'm hoping Barclay's will up me to $2500. That would put me at $3,750 in total credit.

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

My Primary Financial Goal is to put down my utl%.



Message 9 of 53
JustMe77
Frequent Contributor

Re: What is your credit line? and how many credit cards do you have?

$7600 total, 4 credit cards + 1 charge card: 

 

- Orchard Bank................................. $600 (closing this year)

- Capital One Platinum....................$2000 

- Banana Republic Visa................. $3000

- Chase Freedom..............................$2000

- Amex Zync.......................................NPSL

  

I regret opening the Capital One card. My oldest card (closed now) is from 2002, so adding a bunch of cards really hurt my AAoA. 

Current Cards: Banana Republic Visa ($5,300), Chase Freedom ($2,000), Discover It ($11,500), Amex Costco True Earnings ($5,000), Chase Slate ($2,500)
Message 10 of 53
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.