What is your go to card?? (List order)

[chalupaman]

1. Gold Delta Skymiles card though I might start using my EveryDay card a lot more because of the 0% APR offer and lower interest rate

2. Discover It

3. Quicksilver Visa

4. Citi Forward for bill pay

[taxi818]

I don't know why detestable. You will have enough for car in May 130 years.

[Anonymous]

edited, formatting error

[taxi818]

Finally someone with my order.
Cap 1 qs 1
Discover it soon. (Not received yet)
Barclays.
I want discover to be go to. At least for 14 months.
Unless rotating categories bad. Then back to quicksilver one.

[Closingracer99]

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@Anonymous wrote:

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@Closingracer99 wrote:

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@Anonymous wrote:

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@JSS3 wrote:

Citi TYP. 

It's the only card with a 0% interest rate so I use it exclusively while I paying down my other two cards. I also get cashback to use on Amazon. Win-win.

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You get Amazon cash back at a really bad rate, making this less than a 1% card except on bonus categories.   So not win-win from that view point!

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While that is true if your informed about other choices it is better then 0% 

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Yes, it's also  better than using the card to get a cash advance and paying Amazon using that.  Or getting a payday loan.

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I been trying to no avail to get my Mother to sign up for the BCP since she spend so much in grocery shopping lol. she tends to use her TYP or Discover it card the most. SM is decent but she spends probably way more then $250 a month for groceries. She has no grasp on maximizing rewards through her Credit cards and fine using what she has which is perfectly fine for some people 

[CreditMagic7]

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@taxi818 wrote:
I don't know why detestable. You will have enough for car in May 130 years.

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Hey i didn't think about that. Well that just goes to show what i get for not doing the raw math

[Anonymous]

Depending on location for rewards structure and bonus categories.

BCP

Quicksilver

Freedom

[mongstradamus]

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@Closingracer99 wrote:

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@Anonymous wrote:

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@Closingracer99 wrote:

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@Anonymous wrote:

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@JSS3 wrote:

Citi TYP. 

It's the only card with a 0% interest rate so I use it exclusively while I paying down my other two cards. I also get cashback to use on Amazon. Win-win.

---

You get Amazon cash back at a really bad rate, making this less than a 1% card except on bonus categories.   So not win-win from that view point!

---

While that is true if your informed about other choices it is better then 0% 

---

Yes, it's also  better than using the card to get a cash advance and paying Amazon using that.  Or getting a payday loan.

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I been trying to no avail to get my Mother to sign up for the BCP since she spend so much in grocery shopping lol. she tends to use her TYP or Discover it card the most. SM is decent but she spends probably way more then $250 a month for groceries. She has no grasp on maximizing rewards through her Credit cards and fine using what she has which is perfectly fine for some people 

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Some people are hard to get to change :-) It has taken an while for me to get my mom to finally use BCP for all groceries and CSP for everytime she goes out to eat. Its an work in progress :-)

[mongstradamus]

As far as which cards I use it depends on categories I suppose. 

1. Groceries-BCP

2. Dining/travel-CSP

3. Everyday spend- either QS or CSP. 

[juggalo9er]

upromise for anthing online  10% and gas 3%

quicksilver daily purchases 1.5%

forum due to 2.99 i tro rate and 1%

imcu for large purchases -low interest rate 9.9%