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Well, I am not sure if this question was asked before but if it was then I guess we can all refresh our data after all the calls/emails to EO to learn more about where we are as far as CL with Cap1 goes.
I think there are 3 questions:
1) How long do you have your account(s)?
2) How many auto CLIs you have?
3) What is your highest CL, and which card?
For me:
1) 13 years
2) Once after emailing EO (after 12 years stuck at $500)
3) $3000 (Cash Visa)
My results will probably be different from most people, because when I apped for my first Cap1 (besides my Kohl's card), I had a 761 credit score, so I got a high initial CL. I apped for the Cash Rewards card primarily because I wanted a no AF card with no FTF.
1) 2 months (unless my Kohl's Card counts, which I've had for about 2 years and has a $1k CL)
2) None
3) $7,500 (Cash Visa Signature)
I have a unique one, well my wife actually does.
Cap 1 Platinum Mastercard
$30,000 limit
Open 4.5 years
no increases
She had a 798 score and $16k income at the time. We have no clue and will not question it, since it is by far the largest TL either of us have.
1. 11months
2. Credit step increase at 5 months, 750 to 1250
3. Technically a no hassle rewards card, but with the cash reward structure 1%+.5% annual bonus) and no AF, 5000 limit
$3,000, have had for 7 years, one increase
I have two Capital One cards, one from 1999 has a $15K limit, the other from 2004 has a $30K limit. These limits haven't changed since I got them (although I haven't asked). These are both Capital One Platinum (not signature), just last month I got the EO to improve the rewards (to 1% + .5 bonus from 1.25%) on the second card. No rewards on first.
@pt2005 wrote:Well, I am not sure if this question was asked before but if it was then I guess we can all refresh our data after all the calls/emails to EO to learn more about where we are as far as CL with Cap1 goes.
1) How long do you have your account(s)?
I got my Platinum Rewards card in June 2011, so it is 1.5 yrs old. It started at 3k as a rebuilder.
2) How many auto CLIs you have?
One auto increase of 500 after six months, as promised in the rebuilder program. All subsequent CLI requests were denied.
3) What is your highest CL, and which card?
I used the exec method in Nov 2012 to product change to No Hassle Green Rewards and increase to 10k with a soft pull.
@Tryon2improve wrote:I have a unique one, well my wife actually does.
Cap 1 Platinum Mastercard
$30,000 limit
Open 4.5 years
no increases
She had a 798 score and $16k income at the time. We have no clue and will not question it, since it is by far the largest TL either of us have.
maybe an extra 0 was added to your income by accident? =p
Questions:
1) How long do you have your account(s)?
2) How many auto CLIs you have?
3) What is your highest CL, and which card?
Answers:
1) Two years
2) One auto increase from $500 to $750 within the first 3 months of opening my account up.
3) $1,500 CL after contacting the Exe Office. I have the MTV Rewards VISA.