What is your most annoying card...

[GeorgiaBulldog]

Target. Oldest open account. 8 years, no CLI. Hoping that changes soon with their new system, though.

[Pway]

Barclay's rewards MC.  It is stuck at it's pitiful 750 limit.  I have taken two hp to get this limit increased but no go.  I hate to close it but I just may.  This is the only card that refuse to grow even though my profile has grown.  

[Thomas_Thumb]

I don't have any annoying cards. If I did, I'd get rid of it and find something better.

After all, you're not married to your cards, are you?

[Anonymous]

Not sure I'd call it annoying or not, but my Amex Clear card just got a CLI from 2K to 4K.  Thing is, no points, no miles, no cash back, no nothing, AND my APR is only 13.24%.  God I would use that card more if I got anything back from it.

[Anonymous]

My BCP, Love the card but can't get a CLI on it. Chat said to try on the 6th, denied again. I love the card but as of today I had to SD it. have been paying it twice a week to keep the balance down. I've ran all my gas, and grocies through it, but its becoming a hassel, would have to go shopping, wait a few days to pay it so I had some avalible credit. So switch over to the new promise card i recieved, moved some auto payments over, I'll pull the BCP back out when i get a useable SL. Showing the promise some love and hopefully can get a nice CLI

[Anonymous]

BCP?  Sry but still not familiar with all the acronyms being thrown around here.

[Anonymous]

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@Anonymous wrote:

BCP? v Sry but still not familiar with all the acronyms being thrown around here.

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blue cash perferred from Amex

[Anonymous]

Ah thanks

[Anonymous]

My Wells Fargo Platinum Visa is by far my most annoying card. Despite being my oldest card, it has a pretty boring limit and its rewards are pitiful (1% back is just pitiful in today's competitive market of credit card rewards). It used to be my card with the lowest APR, but even that is no longer the case, as my Amex EveryDay has 13.24% (not that the APR matters to me, because I PIF anyway). My ultimate point though is that the card really serves no functional purpose.

My runner up is my joint Discover It. I hate its paltry limit, and it annoys me even more that I have to get the other joint accountholder (my brother) on the phone to get a SP CLI (plus, the last time I did that, I got only $500!) On the plus side, I was able to enroll in the double cashback for existing cardholders while Discover was allowing it to happen, so it definitely serves a purpose. I am going to milk the card for all it's worth in Q2 with the restaurants category.

[UncleB]

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@Anonymous wrote:

Ah thanks

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Here's a link to a list of some of the most commonly used abbreviations on here. 

It doesn't include all of them, but many are covered:

http://ficoforums.myfico.com/t5/User-Guidelines-General/Common-Abbreviations/m-p/88458#U88458