What is your "check spending" ability with Amex?

[Imhotrodcrazy]

I have a 20k cl with Amex  and I will be going for my 6 month increase July 1.  I check my spending ability once a month and as of today I am approved for $27k.. So,  I was wondering how many of you check this for yourself.  If you do,  let us know how well you are doing with your "check spending"  ability. 

[CreditCuriosity]

I check a couple times a months out of boredom, sure I will be locked out shortly... Most recently I checked it on my ED I have had for alittle over 1.5 months and I put in 25k on a 10k CL and it was approved...  Wanted to try 30k, right after but wanted to save that for another week of boredom

Edit two weeks prior I tried for 20k and that was approved too... So that is why I bumped it to 25k this week when I Tried.

[ksantangelo23]

Part of me is paranoid that AMEX would think im in real trouble if they began to think 20,000 limit wasnt enough for a short term purchase 

[Anonymous]

Just checked and came back with $40,000 with $200 bal showing on my $24,000 CL.

[Anonymous]

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@CreditCuriousity wrote:

I check a couple times a months out of boredom, sure I will be locked out shortly... Most recently I checked it on my ED I have had for alittle over 1.5 months and I put in 25k on a 10k CL and it was approved...  Wanted to try 30k, right after but wanted to save that for another week of boredom

Edit two weeks prior I tried for 20k and that was approved too... So that is why I bumped it to 25k this week when I Tried.

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Curious about the use of that feature on my PRG.  I have only done it once so far.  Will I set off the proverbial red flag if I did it often or if I put in a fairly big number?

[Anonymous]

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@Anonymous wrote:

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@CreditCuriousity wrote:

I check a couple times a months out of boredom, sure I will be locked out shortly... Most recently I checked it on my ED I have had for alittle over 1.5 months and I put in 25k on a 10k CL and it was approved...  Wanted to try 30k, right after but wanted to save that for another week of boredom

Edit two weeks prior I tried for 20k and that was approved too... So that is why I bumped it to 25k this week when I Tried.

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Curious about the use of that feature on my PRG.  I have only done it once so far.  Will I set off the proverbial red flag if I did it often or if I put in a fairly big number?

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I really think it's one of those urban legends that if you check it too often that they will AA you.  They put the link there for a reason.  They want you to use the card for big purchases

[ojefferyo]

A rep once told me that if you do it more than 3 times a day it will lock you out then you have to wait for it to unlock.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@CreditCuriousity wrote:

I check a couple times a months out of boredom, sure I will be locked out shortly... Most recently I checked it on my ED I have had for alittle over 1.5 months and I put in 25k on a 10k CL and it was approved...  Wanted to try 30k, right after but wanted to save that for another week of boredom

Edit two weeks prior I tried for 20k and that was approved too... So that is why I bumped it to 25k this week when I Tried.

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Curious about the use of that feature on my PRG.  I have only done it once so far.  Will I set off the proverbial red flag if I did it often or if I put in a fairly big number?

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I really think it's one of those urban legends that if you check it too often that they will AA you.  They put the link there for a reason.  They want you to use the card for big purchases

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Many thanks.  I know I can get a bit paranoid with this stuff but having finally gotten in good graces with good credit card grantors just makes me more cautious than normal.

[Imhotrodcrazy]

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@Anonymous wrote:

Just checked and came back with $40,000 with $200 bal showing on my $24,000 CL.

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WOW,  that will make you take a shot of whiskey.  Congrats

[Imhotrodcrazy]

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@ksantangelo23 wrote:

Part of me is paranoid that AMEX would think im in real trouble if they began to think 20,000 limit wasnt enough for a short term purchase 

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Just do it.  Checking once and a while is not going to hurt.  Just don't play with every day.