@j_casteel wrote:
You've only had your Marriott for 2mos and it's on the chopping block?
The annual free night alone makes that card worth keeping.
The annual free night costs $85. 
I would keep the barclays card over the others because I hate paying annual fees on anything that doesn't work in my favor.
Im not sure that Barclay would PC their card to the Sallie Mae... esp that short of a time, and its been already pc'ed once.. But that might also be a good option
The Marriott card gets a stay of execution!
From the Marriott VIsa T&C:
" If your account is not open for at least 6 months, Marriott and Chase reserve the right to deduct the bonus points from your Marriott Rewards account."
Not sure I'm willing to find out if they mean it or not (especially since they were kind enough to grant my request for the recent 70k bonus even though I apped during the standard 50k).
@Turbobuick wrote:
@j_casteel wrote:
You've only had your Marriott for 2mos and it's on the chopping block?
The annual free night alone makes that card worth keeping.The annual free night costs $85.
I would keep the barclays card over the others because I hate paying annual fees on anything that doesn't work in my favor.
$85 for a ~$300 room is worth it.
@j_casteel wrote:
@Turbobuick wrote:
@j_casteel wrote:
You've only had your Marriott for 2mos and it's on the chopping block?
The annual free night alone makes that card worth keeping.The annual free night costs $85.
I would keep the barclays card over the others because I hate paying annual fees on anything that doesn't work in my favor.
$85 for a ~$300 room is worth it.
Subject to the normal discussion "Would you have paid ~$300 for it?", although that's more normally asked about say $10K international first class flights.
If you wouldn't have stayed in a $300 a night room without the card, some would argue you can't really value that at $300, and the benefit is worth whatever you would have been willing to pay for a room at that hotel. On the other hand, you ARE staying in a room that costs $300 a night, and the fact that you wouldn't without the card might make the benefit seem even more valuable. Another long-running argument (cf should I close an unused credit card with no AF) with no sign of resolution.
@Anonymous wrote:
@j_casteel wrote:
@Turbobuick wrote:
@j_casteel wrote:
You've only had your Marriott for 2mos and it's on the chopping block?
The annual free night alone makes that card worth keeping.The annual free night costs $85.
I would keep the barclays card over the others because I hate paying annual fees on anything that doesn't work in my favor.
$85 for a ~$300 room is worth it.
Subject to the normal discussion "Would you have paid ~$300 for it?", although that's more normally asked about say $10K international first class flights.
If you wouldn't have stayed in a $300 a night room without the card, some would argue you can't really value that at $300, and the benefit is worth whatever you would have been willing to pay for a room at that hotel. On the other hand, you ARE staying in a room that costs $300 a night, and the fact that you wouldn't without the card might make the benefit seem even more valuable. Another long-running argument (cf should I close an unused credit card with no AF) with no sign of resolution.
Absolutely right...I got the card because we have to travel frequently since we moved away from all of our family. So getting this card worked out great for us and the AF is justified due to the fact that we would be paying to stay in a hotel regardless so the free night does help us out.
With that said I get what you're saying...it's pointless to say its a great deal if you actually weren't going to spend that much to begin with.