More credit is ALWAYS better, so put in for EVERYTHING you come across because the worst that can happen is they say NO!
Put in lots of applications right before you apply for a mortgage. This way the lender can see that this is 'not your first rodeo.'
Keep your cards charged up near max so lenders will see that you actively use your available credit.
If a friend shows irresponsible spending habits, give him one of your cards to learn with. 
Starting Score: All Under 590 (8/2011)
Once you are aproved for one premium card, apply for every other premium card you have ever been interested in, rapid fire. That is exactly what I did 
. So many unessisary HPs and rejections.
call and threaten the EO office with bodily harm if they don't approve your application.
@1GaDawg85 wrote:call and threaten the EO office with bodily harm if they don't approve your application.
Works for me. 
@Imperfectfuture wrote:
@1GaDawg85 wrote:call and threaten the EO office with bodily harm if they don't approve your application.
Works for me.
is that how you got all those cards in sig? lol
@Anonymous wrote:Well let me place my foot in my mouth and apologize for assuming. I saw newcomers and ran with it. Again my apologies
This thread was originally titled "Give your worst credit card advice" ...it's just for fun
@Anonymous wrote:
@Anonymous wrote:Yes the shopping cart reference was a little bad because alot of people do the shopping cart trick to avoid HP's. I really do not see th harm in that because inquiries cause your credit to take a nose dive
But AAoA hits cause even bigger nose dives.
This is correct....Also, too many new accounts can spook your current creditors into AA panic.
@flawesome wrote:Once you are aproved for one premium card, apply for every other premium card you have ever been interested in, rapid fire. That is exactly what I did
Rapid Fire could be the name of a TV show where contestants have to apply for as many cards as they can in under 60 seconds, or who can get 10 approvals the quickest, etc. 