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What records will be left if I was removed from authorized user?

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python0704
New Contributor

What records will be left if I was removed from authorized user?

Hi,

I just want to know what kind of record will be left on my credit report if I was removed as authorized user from my wife's Chase Freedom card? A closed account or nothing at all?
Message 1 of 3
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Anonymous
Not applicable

Re: What records will be left if I was removed from authorized user?


@python0704 wrote:
Hi,

I just want to know what kind of record will be left on my credit report if I was removed as authorized user from my wife's Chase Freedom card? A closed account or nothing at all?

If definitely won't show as a closed account.  You'll need to check your credit reports in a month or so to see if it was actually removed from your reports.  Often authorized user accounts continue to report, at least for awhile, even after you're removed and requires a dispute to get it removed.  So it will either completely disappear or continue to report as before.

Message 2 of 3
python0704
New Contributor

Re: What records will be left if I was removed from authorized user?

Great. Thanks a lot.
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