What rewards and/or AMEX card should I get next?

[Thorin]

I have decent credit (750 EXP, 770 TU) but a short history (about 2 years).

I'm looking for 2 things:

1) A rewards card to fill any possible gap in my rewards programs (or consolidate if necessary)

2) An Amex card to build up CL as my income increases

I have the following cards:

PenFed Visa: 5% gas, 3% supermarket, 1% everything else

USAA: 6% groceries, 2% gas, 1% everything else

Amazon: 3% Amazon, 2% restaurants, drugscores, office supply stores

I also have Capitol One, Visa and Target cards but they're mainly just kept open to prop up my AAoA

Any suggestions on what I should get?

[mongstradamus]

I would pick very carefully since they have the one signup bonus per card per life time, i would try to get best signup bonus you can get. 

As far as which card are really good reward cards I like PRG for gas and groceries EDP for same categories if you don't thnk 175 AF is worth it. 

[Anonymous]

It really depends on what you're looking to use the new card on. It's hard to beat some of the cards you already have for certain common category spends (groceries/supermarket, gas, restaurants). This also makes consolidation harder, since I wouldn't give up the PenFed for gas. If you're just interested in an AmEx, the Blue Cash Preferred (6% supermarkets, 3% gas/department stores) would directly replace your USAA.

One gap I notice is a flat-rate rewards card for anything that doesn't fall into category spend; perhaps a card like the Barclaycard Arrival+ might interest you, as long as you're redeeming for travel.

[Anonymous]

One thing to consider.  The Penfed Plat Rewards isn't really 5% on gas since they changed the redemption values (it earns 5 points but a point isn't 1c).  Groceries are uncapped and non-US supermarkets count, but if that isn't important, you can see if you can change to the Penfed cashback card, which gives a real 5% on gas (and nothing else)

[takeshi74]

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@Thorin wrote:

A rewards card to fill any possible gap in my rewards programs (or consolidate if necessary)

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You should really select rewards cateagories based on your major spend versus trying to cover every possible category out there.  A 2% or 1.5% card could be handy for all other categories but I don't think there's an AmEx-issued card that would cover that.