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What's actually in your wallet?

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VegasKyle
Regular Contributor

Re: What's actually in your wallet?

I don't carry a wallet.

 

I use a little metal business card holder instead, it has room for 4 cards and 2 business cards.  I carry my ID, and an access card for my building so I only have room for two credit cards.  I usually have my debit card and an amex, so I only carry 1 credit card, I'll swap the debit card for something else if I have cash and/or know I am going to buy something specific and want to use a different card. 

 

I think carrying 1 credit card is probably on the low end for this forum. 


Starting Score: EQ 599, TU 577
Current Score: EQ 703 9/20/14(HI 741 on 5/13), TU 690 10/1/14 (HI 751 on 5/13), EX 700 10/1/14
Goal Score: 750+


Take the FICO Fitness Challenge
Message 11 of 100
thelethargicage
Valued Contributor

Re: What's actually in your wallet?

I carry all my credit cards (see sig) with me at all times, plus my Chase/BofA/Discover CB checking debit cards.

 

Edit: I forgot to include my Ink Cash (not in sig)


Message 12 of 100
sccredit
Valued Contributor

Re: What's actually in your wallet?

Phsically in my wallet:

 

Chase Sapphire Preferred

AMEX BCP

Barclays Arrival+

US BAnk Business Edge Select

Message 13 of 100
flawesome
Contributor

Re: What's actually in your wallet?

4/5 of my CC's stay in my wallet. The chase freedom stays at home because I don't use it's categories now that I have the SM. Even the BoA BRR stays in my wallet because of the BankAmeriDeals are often at stores/restaurants I like. Same with Discover deals even though I don't use it for its category bonuses. The chase freedom deal always seem to specify that bonuses are for online purchases, so home it stays.

| BoA BBR 5k | Discover it 1k | freedom 2.2k | Fidelity AMEX 1.5k | Sallie Mae 1k | AARP 2.2k | BJ's PPlus 3.7k |
Message 14 of 100
Anonymous
Not applicable

Re: What's actually in your wallet?


@Anonymous wrote:

Most of my cards are SD, just carry daily Amex BC, Citi Forward, Double Cash and Visa gift card (and now my wife's SM for 7% on gas).   Other cards are used only online, or taken out when need (e.g Cash Plus for vet visits)

 

But even when I had fewer and carried more, I never carried ALL my ccs.  Always have at least one somewhere else so if your wallet gets lost or stolen, you have an emergency card.


 

One would think that with all the "grocery" shopping you do, you would be the one guy less concerned about emergencies... must be a Brit thing...

 

Anyway, I am a minimalist, myself, and I have no choice anyway since I use this wallet (never carry more than 3 cards and id, sometimes).

 

Message 15 of 100
Anonymous
Not applicable

Re: What's actually in your wallet?

We only have the six CCs between us, so both my husband and I carry them all, along with our primary checking account debit card  I do also have my business account debit card and our HSA debit card in mine. I don't think he carries his copies of those. But he carries our kids' insurance cards, so it's an equal trade off. Smiley Happy

Message 16 of 100
Closingracer99
Valued Contributor

Re: What's actually in your wallet?


@skigirl916 wrote:
Compared to your sock drawer?

I suspect women on average will physically carry more cards around just because we typically carry larger wallets. I actually carry all of mine. Is that unusual?

I would carry all mine if  I could lol.   

 

I have around 15 cards all are in my Sig I think lol.

Discover it, Amazon Store card, Amex BCE, Chase Amazon Visa, Chase Freedom , Chase Sapphire, Chase Sapphire preferred, Chase Marriott, BestBuy Store, Citi Simplicity, Citi Thank you preferred, Capital one QS, Capital one Playstation, Bank of America MLB cash rewards and Amex Everyday card. 

 

 

I have in my wallet besides my health insurance, ID, Debit, Metrocard which i need to use the Subway system in NYC and Costco card. My Amex Everyday ( might switch it out for the BCE) for my Amex card to shop at Costco , CSP, Bank of America MLB rewards card since it is my only Master card,  Playstation card, Chase Freedom, Citi Thank you preferred card , Discover it card, and my Bestbuy Store card.  

 

I have my Citi simplicity card with a Balance of $370 paying it off slowly since it only accounts for less then 10% of my Credit avaliable and 0% APR anyways. 

 

Sock drawed cards are whatever i don't have in my wallet. 


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 17 of 100
flawesome
Contributor

Re: What's actually in your wallet?


@Anonymous wrote:

@Anonymous wrote:

Most of my cards are SD, just carry daily Amex BC, Citi Forward, Double Cash and Visa gift card (and now my wife's SM for 7% on gas).   Other cards are used only online, or taken out when need (e.g Cash Plus for vet visits)

 

But even when I had fewer and carried more, I never carried ALL my ccs.  Always have at least one somewhere else so if your wallet gets lost or stolen, you have an emergency card.


 

One would think that with all the "grocery" shopping you do, you would be the one guy less concerned about emergencies... must be a Brit thing...

 

Anyway, I am a minimalist, myself, and I have no choice anyway since I use this wallet (never carry more than 3 cards and id, sometimes).

 


I never thought I'd say it, but that is a darn sexy wallet.

| BoA BBR 5k | Discover it 1k | freedom 2.2k | Fidelity AMEX 1.5k | Sallie Mae 1k | AARP 2.2k | BJ's PPlus 3.7k |
Message 18 of 100
VegasKyle
Regular Contributor

Re: What's actually in your wallet?


@Anonymous wrote:

@Anonymous wrote:

Most of my cards are SD, just carry daily Amex BC, Citi Forward, Double Cash and Visa gift card (and now my wife's SM for 7% on gas).   Other cards are used only online, or taken out when need (e.g Cash Plus for vet visits)

 

But even when I had fewer and carried more, I never carried ALL my ccs.  Always have at least one somewhere else so if your wallet gets lost or stolen, you have an emergency card.


 

One would think that with all the "grocery" shopping you do, you would be the one guy less concerned about emergencies... must be a Brit thing...

 

Anyway, I am a minimalist, myself, and I have no choice anyway since I use this wallet (never carry more than 3 cards and id, sometimes).

 



That thing is right up my alley!

 

Im going to have to check it out.  I know the business card holders aren't intended to be used as a wallet and as a result I burn through 2-3 a year. 


Starting Score: EQ 599, TU 577
Current Score: EQ 703 9/20/14(HI 741 on 5/13), TU 690 10/1/14 (HI 751 on 5/13), EX 700 10/1/14
Goal Score: 750+


Take the FICO Fitness Challenge
Message 19 of 100
jsucool76
Super Contributor

Re: What's actually in your wallet?


@flawesome wrote:

@Anonymous wrote:

@Anonymous wrote:

Most of my cards are SD, just carry daily Amex BC, Citi Forward, Double Cash and Visa gift card (and now my wife's SM for 7% on gas).   Other cards are used only online, or taken out when need (e.g Cash Plus for vet visits)

 

But even when I had fewer and carried more, I never carried ALL my ccs.  Always have at least one somewhere else so if your wallet gets lost or stolen, you have an emergency card.


 

One would think that with all the "grocery" shopping you do, you would be the one guy less concerned about emergencies... must be a Brit thing...

 

Anyway, I am a minimalist, myself, and I have no choice anyway since I use this wallet (never carry more than 3 cards and id, sometimes).

 


I never thought I'd say it, but that is a darn sexy wallet.


I like it too. Where do I get one of these? lol 

Message 20 of 100
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