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What's actually in your wallet?

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AvadaKedavra
Established Contributor

Re: What's actually in your wallet?

AMEX ED

AMEX PRG

Citi TYPreferred

Chase Freedom

J.Crew (I go there way too often not to carry it)

Message 81 of 100
14Fiesta
Established Contributor

Re: What's actually in your wallet?


@VegasKyle wrote:

@1GaDawg85 wrote:

people still carry debit cards?


How else do you get cash?


Discover at checkout! No interest or fees either. Smiley Wink






EX FICO (AMEX): 728 (4/29/17) | TU FICO (Discover): 737 (4/7/17) | EQ FICO (Citi): 746 (3/28/17)
Message 82 of 100
Anonymous
Not applicable

Re: What's actually in your wallet?


@14Fiesta wrote:

@VegasKyle wrote:

@1GaDawg85 wrote:

people still carry debit cards?


How else do you get cash?


Discover at checkout! No interest or fees either. Smiley Wink


Where there's a walmart, There's a cash advance that's not. Smiley Happy

Message 83 of 100
VegasKyle
Regular Contributor

Re: What's actually in your wallet?


@Anonymous wrote:

@14Fiesta wrote:

@VegasKyle wrote:

@1GaDawg85 wrote:

people still carry debit cards?


How else do you get cash?


Discover at checkout! No interest or fees either. Smiley Wink


Where there's a walmart, There's a cash advance that's not. Smiley Happy


I don't know this trick, I have no idea what you are talking about.  Are you talking about getting cash back at the register like a debit card?  


Starting Score: EQ 599, TU 577
Current Score: EQ 703 9/20/14(HI 741 on 5/13), TU 690 10/1/14 (HI 751 on 5/13), EX 700 10/1/14
Goal Score: 750+


Take the FICO Fitness Challenge
Message 84 of 100
Anonymous
Not applicable

Re: What's actually in your wallet?


@VegasKyle wrote:
Discover at checkout! No interest or fees either. Smiley Wink

Where there's a walmart, There's a cash advance that's not. Smiley Happy


I don't know this trick, I have no idea what you are talking about.  Are you talking about getting cash back at the register like a debit card?  


It kinda works like this. Say you need some petty cash. You run into Wal-mart and grab a pack of gum, or a pop, Pay for it with your Discover and choose to have cashback. It is treated just like a standard purchase and not like a cash advance. It is VERY convenient.

Message 85 of 100
VegasKyle
Regular Contributor

Re: What's actually in your wallet?


@Anonymous wrote:

@VegasKyle wrote:
Discover at checkout! No interest or fees either. Smiley Wink

Where there's a walmart, There's a cash advance that's not. Smiley Happy


I don't know this trick, I have no idea what you are talking about.  Are you talking about getting cash back at the register like a debit card?  


It kinda works like this. Say you need some petty cash. You run into Wal-mart and grab a pack of gum, or a pop, Pay for it with your Discover and choose to have cashback. It is treated just like a standard purchase and not like a cash advance. It is VERY convenient.


Hum, didn't know that was possible, does it work anywhere that offers cash back? Still not as convenient as using any atm but good to know none the less.  Also found out that the %5 back on online purchases can be combined with shopdiscover, I figured they wouldn't let you double dip.  Here I thought the It card was only for gas and a FICO score.

 

To help stay on topic.  This will be my wallet soon, hope its not too much thicker than what I'm use to.  Love the design regardless.

 

 

 


Starting Score: EQ 599, TU 577
Current Score: EQ 703 9/20/14(HI 741 on 5/13), TU 690 10/1/14 (HI 751 on 5/13), EX 700 10/1/14
Goal Score: 750+


Take the FICO Fitness Challenge
Message 86 of 100
Anonymous
Not applicable

Re: What's actually in your wallet?


@VegasKyle wrote:

@Anonymous wrote:

@VegasKyle wrote:
Discover at checkout! No interest or fees either. Smiley Wink

Where there's a walmart, There's a cash advance that's not. Smiley Happy


I don't know this trick, I have no idea what you are talking about.  Are you talking about getting cash back at the register like a debit card?  


It kinda works like this. Say you need some petty cash. You run into Wal-mart and grab a pack of gum, or a pop, Pay for it with your Discover and choose to have cashback. It is treated just like a standard purchase and not like a cash advance. It is VERY convenient.


Hum, didn't know that was possible, does it work anywhere that offers cash back? Still not as convenient as using any atm but good to know none the less.  Also found out that the %5 back on online purchases can be combined with shopdiscover, I figured they wouldn't let you double dip.  Here I thought the It card was only for gas and a FICO score.

 

To help stay on topic.  This will be my wallet soon, hope its not too much thicker than what I'm use to.  Love the design regardless.

 

 

 


As long as the terminal is set up for it, it should go through just fine.

 

Nice design on that. I'd have to carry two of them however.

Message 87 of 100
14Fiesta
Established Contributor

Re: What's actually in your wallet?


@VegasKyle wrote:

@Anonymous wrote:

@VegasKyle wrote:
Discover at checkout! No interest or fees either. Smiley Wink

Where there's a walmart, There's a cash advance that's not. Smiley Happy


I don't know this trick, I have no idea what you are talking about.  Are you talking about getting cash back at the register like a debit card?  


It kinda works like this. Say you need some petty cash. You run into Wal-mart and grab a pack of gum, or a pop, Pay for it with your Discover and choose to have cashback. It is treated just like a standard purchase and not like a cash advance. It is VERY convenient.


Hum, didn't know that was possible, does it work anywhere that offers cash back? Still not as convenient as using any atm but good to know none the less.  Also found out that the %5 back on online purchases can be combined with shopdiscover, I figured they wouldn't let you double dip.  Here I thought the It card was only for gas and a FICO score.

 

To help stay on topic.  This will be my wallet soon, hope its not too much thicker than what I'm use to.  Love the design regardless.

 

 

 


I like the aluminum design.

 

Here is some info on where you can get cashback with Discover.






EX FICO (AMEX): 728 (4/29/17) | TU FICO (Discover): 737 (4/7/17) | EQ FICO (Citi): 746 (3/28/17)
Message 88 of 100
Anonymous
Not applicable

Re: What's actually in your wallet?


@VegasKyle wrote:

@Anonymous wrote:

@VegasKyle wrote:
Discover at checkout! No interest or fees either. Smiley Wink

Where there's a walmart, There's a cash advance that's not. Smiley Happy


I don't know this trick, I have no idea what you are talking about.  Are you talking about getting cash back at the register like a debit card?  


It kinda works like this. Say you need some petty cash. You run into Wal-mart and grab a pack of gum, or a pop, Pay for it with your Discover and choose to have cashback. It is treated just like a standard purchase and not like a cash advance. It is VERY convenient.


Hum, didn't know that was possible, does it work anywhere that offers cash back? Still not as convenient as using any atm but good to know none the less.  Also found out that the %5 back on online purchases can be combined with shopdiscover, I figured they wouldn't let you double dip.  Here I thought the It card was only for gas and a FICO score.

  


I've found the Discover cash-over feature to work at Walmart, Sam's Club, and most *major* grocery stores. It's usually capped at $50 or $60 cash over. I've found it to specifically *not* work at Target and at the many smaller regional grocery store chains in our area.

 

As you might expect, you do *not* earn cashback on the cash-over portion, nor does it count toward your purchase tier.

 

I used to use this feature quite a bit at WalMart, but hardly ever any more. I get 5% cashback at Walmart using my SallieMae card (Walmart counts as grocery) so I'd use SM for any significant purchase. And I have so many other options for small transactions: RCA debit cards, BofA BBR cards, and if all else fails, my Discover Checking debit card for 10¢ cashback per transaction. I mean, absolutely best case I could get 60 days of float on this. At 1% on deposit (my marginal rate), $60 for 60 days would be just under 10¢. So I'll use the ATM to get cash and use debit or other credit cards for purchases large or small at WalMart, Sam's and grocery stores.

 

Chris.

 

Message 89 of 100
morganfofo
Valued Member

What's in your wallet?

Couldn't help myself. Haha no, really. What cards do you have and what do you use them for?
EQ: 603 as of 6/1/15
TU: 608 as of 6/1/15
EX: 612 as of 6/1/15

Gardening til January 2016!
Message 90 of 100
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