What's in your sock drawer?

[thelethargicage]

And why?

Right now my Cash+ is in the SD because Chase Freedom is giving me 5% on restaurants, so I'm putting my cell phone and gym memberships (my own and my ex-father in law's) on Cash+ since both are on auto pay, although I'm considering keeping this setup permanently even if I miss out on 5% at restaurants and fast food (separate categories, grrr). Using Cash+ is just a hassle to me.

[mongstradamus]

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@thelethargicage wrote:
And why?

Right now my Cash+ is in the SD because Chase Freedom is giving me 5% on restaurants, so I'm putting my cell phone and gym memberships (my own and my ex-father in law's) on Cash+ since both are on auto pay, although I'm considering keeping this setup permanently even if I miss out on 5% at restaurants and fast food (separate categories, grrr). Using Cash+ is just a hassle to me.

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Right now my amex costco is getting an little vacation. Getting 5% on restaurants with freedom , and using BCP for gas. Also IT is sort of still in my wallet but it hasn't got used at all since haven't really been to bed and bath this month. I also haven't been really getting any luck with getting sp cli on my IT so i am letting it take an little vacation as well. 

[celluloid17]

Discover It:  I can't find a use for this one.  The categories too often overlap with Chase Freedom and I've pretty much hitched my wagon to Chase since I bank with them and my Freedom has a very low APR.  I want to love and use this card because the customer service is so great, but unless they offer some sort of flat cashback % 1.5 or greater, this is SD'd and I may even close it at some point in the next year.  

Citi Diamond Preferred:  I'm closing this in July on its four year anniversary.  Not useful to me at this point.

Firestone Auto LOC:  I may just let this one ride out the SD until it gets closed automatically for inactivity

Elan Financial: Oldest and largest TL with a decent APR, will likely keep this one for age.

[azguy13]

My Citi TY and US Bank are in the SD. The TY points really don't do much for me and the US Bank Platinum card was a poor choice of card to app for in the beginning. I would try and PC it to Cash+ but I just dont see myself using it even then.

[MrCollector]

My QS1 is in but I may just cancel it altogether as I'll never use it again due to the ridiculously high APR that Cap 1 will not lower.

The Discover it is barely getting used, and my Delta is only for flights.

[daybreakgonesXe]

Shell Drive for Five and TD Bank; I'd let Shell die out, but at this point it'll drop my AAoA a little and I'd rather have it for the age until my line-up is more set in stone.

Drive for Five is essentially useless, especially this quarter with 5% with Freedom, and I'm not driving right now so I can't get the 45 gallons of gas per month to snag the 5 cents back.

TD Bank is a 1% card; got it back in 2012 and their 5x has long been over. Will likely swipe every 6 months with that one.

Sapphire is currently sockdrawered due to this quarter as well.

[eddie84]

• Discover It - No need for home improvement at the moment 
• Citi Diamond Preferred - Haven't used it in awhile aside from a pack of gum every now and then
• US Bank Visa - Now it's my lowest CL ($1500) so I'm boycotting it lol
• Citi AAdvantage - Waiting to see if I'm gonna get some luv and upgrade to WEMC version

[NoAnchoviesPlease]

Bofa and Cap1 (minor automated activity) due to toy limits. 

Macy's because I've lost interest in shopping there. And abusive APR. 

Not really the same, but almost all of my debit cards are in there too, since I rarely use them; if I need to, I pull them out for a few hours. 

Chase may end up in there, highest sub-20% APR and I'm hoping to replace it with CSP someday. But for now it's a good backup card and the categories are nice. 

[CreditScholar]

Two cards are currently in my SD:

1. BofA Privileges with Travel Rewards - I only keep this card as a backup in case something happens to Chase. My other cards offer better rewards, so I won't use this one unless I have to. This is also my oldest card so I keep it to boost my AAoA.

2. Citi AA Executive WEMC - I only applied for the 100k signup bonus. I've already met the spending requirement, so there's no need to push any more money through it. I'll end up cancelling around Christmas.

[09Lexie]

1. Discover -home improvement category 
2. PPL MC- rewards 
3. Wal Disc - 
4. JCP- pick a reason, rewards, locations, meh 
5. Chevron- better reward cards in my wallet
6. Macys Amex- better rewards cards in my wallet
7. Amex HH- currently spraying at Ritz properties and luv my Ritz CC

edit: 8. Citi DMP- no balances to transfer now

        9. Amex Delta- rewards are subpar

       10. Mutual of Omaha MC- rewards...keep forgetting that card is even in my sd