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Using 4 out of my 11 cards... lol
everything but freedom card. I only carry one card in my wallet just so I dont have to worry much if I loose it. But the 5% is nice. If amex would ever let me get anything other than the platinum or hilton honors (like every day or bce) I would switch to them. But whatever, I think they are all about to get axed, im sick of amex.
CapOne--I have 2 of these in my SD. One has no rewards but I haven't cancelled it since they always wave the AF for me and it has a 5k limit and they send me offers for 0% which I sometimes like to take advantage of. The other one is quicksilver at 1.5% on everything but I'm getting 2% on everything from Discover through a targeted promo.
Barclays--The rewards are beaten on every category by other cards atm. When my TD promo expires I may use it for the 2% utilities. I did take advantage of their 0% offer recently for some extra investment money but the card is currently in SD.
Duck card--have some balance on there at 0% promo intro, no ther good use for it atm.
Store cards Amazon--I give it a whirl every couple months but rarely use it. Just can't bring myself to cancel it. Kohls--Rarely shop there, just my gf once in a while
Presently all FTF cards are in the SD as I am overseas for 2 months..LOL
NFCU goRewards - I actually use this card for 0% BTs, which are offered frequently. But not for purchases.
USAA rewards - $4.5k CL, but I have better rewards cards, so I just use this as a LOC linked to my checking account.
Military STAR - $6.5k CL. This is a store card. I don't really use it unless there is 10+ cents per gallon off fuel purchases promotion.
1) Barclays NFL - my highest APR and lowest reward (1%) card. I moved most of the limit to my Arrival anyway.
2) Chase Southwest Plus - Just got my Chase Southwest Premier for the companion pass
3) Discover It - Useless quarter to me
4) CapOne Quicksilver - 1.5% is OK. But I have better reward card for non category spend (Club Carlson Premier), and I am busy meeting minimum spend requirement for my 4 new cards lol.
All of the Cards you see in my siggy outside of:
- AMEX PRG, My Everyday Card
- AMEX BCE, My Mom and Daughters Everyday Card (AU's)
- Cap One QuickSilver, Auto Bill Pay Card
- OCCU Duck Card, BT ONLY Card, Techinically its in the SD too, but it is carrying a remaining 3K of a 6K BT.
.....as well as my Chase Amtrak and Amzon Visa cards haven't been used in over 2 years.. I may charge something to the Amtrak soon, to keep it open as it has a 10K CL and don't want to lose the TL. Amzon only has a 2K limit that never got CLI since opening, and very little use.. For Amazon I get better use out of the GE Store Card and using my PRG. Getting Chase to PC Partner Cards is next to impossible from what I've expreineced.
barclay, lowes, wal-mart, only one of my utility companies takes credit cards without charging a fee. wal mart is over priced garbage and too many trashy people shop there (see peopleofwalmart.com) lowes (what use is 5% when i get 10% for being a veteran