@TheBoss wrote:How I look at it: If you don't like the way someone does business, don't do business with them. Simple as that.
There are certainly plenty of other cards available that give 1.5% cash back. So there is no need to stay with a company you personally dislike for whatever reason. Or even no reason.
@SOGGIE wrote:I'm really curious after hearing a multitude of complaints from Capital One QS cardholders with paltry credit limits. Capital One boasts about its 'unlimited cash back' card products. In many cases, an unlimited cash back card with a small CL is less valuable than another lender's product offering a higher credit limit and a cap on cash back. Is it true that Cap One is issuing small credit limits to the vast majority of their cash back accounts. Can any Cap One cardholders weigh in on this? I'd love to know what is really transpiring.
I know what's not in my wallet 
A Cap1 card
@-Wade- wrote:
@SOGGIE wrote:I'm really curious after hearing a multitude of complaints from Capital One QS cardholders with paltry credit limits. Capital One boasts about its 'unlimited cash back' card products. In many cases, an unlimited cash back card with a small CL is less valuable than another lender's product offering a higher credit limit and a cap on cash back. Is it true that Cap One is issuing small credit limits to the vast majority of their cash back accounts. Can any Cap One cardholders weigh in on this? I'd love to know what is really transpiring.
I know what's not in my wallet
LOL Wade! BTW I like your goal. It lines up with mine.
@SOGGIE wrote:
@-Wade- wrote:
@SOGGIE wrote:I'm really curious after hearing a multitude of complaints from Capital One QS cardholders with paltry credit limits. Capital One boasts about its 'unlimited cash back' card products. In many cases, an unlimited cash back card with a small CL is less valuable than another lender's product offering a higher credit limit and a cap on cash back. Is it true that Cap One is issuing small credit limits to the vast majority of their cash back accounts. Can any Cap One cardholders weigh in on this? I'd love to know what is really transpiring.
I know what's not in my wallet
LOL Wade! BTW I like your goal. It lines up with mine.
I just can't see giving up 3 HP's for one card. Also i don't like the stupid commercial they air 10 - 15 times a day
I am a lil over 4 months into my goal
@-Wade- wrote:
@SOGGIE wrote:
@-Wade- wrote:
@SOGGIE wrote:I'm really curious after hearing a multitude of complaints from Capital One QS cardholders with paltry credit limits. Capital One boasts about its 'unlimited cash back' card products. In many cases, an unlimited cash back card with a small CL is less valuable than another lender's product offering a higher credit limit and a cap on cash back. Is it true that Cap One is issuing small credit limits to the vast majority of their cash back accounts. Can any Cap One cardholders weigh in on this? I'd love to know what is really transpiring.
I know what's not in my wallet
LOL Wade! BTW I like your goal. It lines up with mine.
I just can't see giving up 3 HP's for one card. Also i don't like the stupid commercial they air 10 - 15 times a day
I am a lil over 4 months into my goal
Ewww! Three hard pulls is a bit much for 1 card. Wowzer! I'd only do it if I could app for 3 of their cards at the same time as all inquiries from the same lender in the same day only count as 1 inquiry per each bureau (for most lenders).
@SOGGIE wrote:
@-Wade- wrote:
@SOGGIE wrote:
@-Wade- wrote:
@SOGGIE wrote:I'm really curious after hearing a multitude of complaints from Capital One QS cardholders with paltry credit limits. Capital One boasts about its 'unlimited cash back' card products. In many cases, an unlimited cash back card with a small CL is less valuable than another lender's product offering a higher credit limit and a cap on cash back. Is it true that Cap One is issuing small credit limits to the vast majority of their cash back accounts. Can any Cap One cardholders weigh in on this? I'd love to know what is really transpiring.
I know what's not in my wallet
LOL Wade! BTW I like your goal. It lines up with mine.
I just can't see giving up 3 HP's for one card. Also i don't like the stupid commercial they air 10 - 15 times a day
I am a lil over 4 months into my goal
Ewww! Three hard pulls is a bit much for 1 card. Wowzer! I'd only do it if I could app for 3 of their cards at the same time as all inquiries from the same lender in the same day only count as 1 inquiry per each bureau (for most lenders).
That's what everyone keeps telling me , they triple pull for a card 
@-Wade- wrote:
@SOGGIE wrote:
@-Wade- wrote:
@SOGGIE wrote:
@-Wade- wrote:
@SOGGIE wrote:I'm really curious after hearing a multitude of complaints from Capital One QS cardholders with paltry credit limits. Capital One boasts about its 'unlimited cash back' card products. In many cases, an unlimited cash back card with a small CL is less valuable than another lender's product offering a higher credit limit and a cap on cash back. Is it true that Cap One is issuing small credit limits to the vast majority of their cash back accounts. Can any Cap One cardholders weigh in on this? I'd love to know what is really transpiring.
I know what's not in my wallet
LOL Wade! BTW I like your goal. It lines up with mine.
I just can't see giving up 3 HP's for one card. Also i don't like the stupid commercial they air 10 - 15 times a day
I am a lil over 4 months into my goal
Ewww! Three hard pulls is a bit much for 1 card. Wowzer! I'd only do it if I could app for 3 of their cards at the same time as all inquiries from the same lender in the same day only count as 1 inquiry per each bureau (for most lenders).
That's what everyone keeps telling me , they triple pull for a card
Do they triple pull people who already have a cap 1 card as well? The initial triple pull does suck but when starting the credit journey its not a big deal. More annoying later on if you do frequent apps.
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