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Always carry:
My CU Debit card (only to get cash)
Discover IT
AMEX Blue Cash
Chase Freedom (rotating basis - starting in July 5% cashback for gas for my motorcycle)
BJ's Perks MC (10 cents off gas plus in-store purchases)
I don't have many cards to begin with, but I carry 3 at all times:
Discover IT: rotating categories
Capital One Quicksilver: general spending
Sallie Mae Mastercard: gas, groceries, Amazon.com
I use the Wallaby app to help me keep track of which to use
I carry everything that's on my signature
Amex Viagra, Cap1 QS, Commerce Bank, 1 MC debit card, 1 Amex Debit card, care credit card. Bag is where I keep lowes, buckle, credit one, etc.
Would really like to change out that commerce bank for a Venture or double cash! The commerce has 3x points but only in weird categories like insurance, cable/phone, daycare, home improvement. I do like it 50 percent of the time though!
In my wallet I have PRG and Citi Double Cash. The other 15 stay home for Serve card loads, online purchases,etc.
I carry all of my cards. Waiting on two to arrive. I also carry 3 debit cards.
Amex BP
Amex ED (lost in mail) lol
BofA Cash rewards
Capital One Platinum
Capital One Quicksilver
Chase Freedom
Chase Platinum
Citi DC
Discover IT
Penfed Premium Travel Rewards Amex ( in route)
Penfed Platinum Cash Rewards
Always on me:
Debit Card
Double Cash
Sallie Mae
PRG (might upgrade to platinum after I use the second incidentals credit next year and get EDP, we fly SFO and love centurion's lounge)
Usually on me:
Discover It and/or Chase Freedom
Sometimes on me:
BCP when doing groceries and sallie mae is maxed, will probably PC to EDP after 0% offer ends
FNBO for acitivity's sake (just arrived, will see how I mix it in)
Rarely on me:
CSP when traveling (will always be on me when It/Freedom categories change in July)
Never on me:
Simplicity Served its purpose, now hanging around for AAoA and occasional 0% BT offer
So far I don't have so many that I can't just carry them all. In the past when I tried to just carry some, I would always eventually end up needing a card that wasn't with me. Generally this was one of the cards that didn't get much usage anyway, so if I didn't have them for the few times they can actually be used they end up *never* getting used.
Capital One QuickSilver Visa Sig
Capital One QuickSilver One MC (possibly canceled next month if they don't help with AF)
USAA Visa
AmEx Green
AmEx BCP
Wells Fargo Debit
USAA Debit
Lowe's Credit
Belk Credit
AmEx Serve (Not sure why... I'm using it to save up for Christmas expenses)