What's on your current wishlist, and why?

[Anonymous]

a lot of times if you're denied simply for apping too soon to another product it's just a simple decline not based on a credit decision

[gdale6]

I have removed multi posts from this thread that were related to one of the five things we dont talk about on this board. I suggest that everyone stick to the topic at hand, I thank you for your understanding.

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gdale6

my Fico Moderator

[Anonymous]

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@gdale6 wrote:

I have removed multi posts from this thread that were related to one of the five things we dont talk about on this board. I suggest that everyone stick to the topic at hand, I thank you for your understanding.

Posting to FICO Forums

Users of FICO Forums agree not to upload, post, or otherwise transmit any content (including but not limited to text, links, communications, software, images, sounds, data, or other information) that includes any of the following inappropriate content:

• Discussions including race, nationality, sex, religion, politics;

gdale6

my Fico Moderator

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I didn't see those posts, elaborate?

[Anonymous]

^ lol

[Anonymous]

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@Anonymous wrote:
^ lol

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No really, If they were there I must have missed seeing them. Oh well. I guess on my wishlist is a Business SPG, for the enhanced bonus. It's been a couple of years since I last signed up for one.

[woodyman100]

Fidelity Amex. It's a Fidelity Amex. That's why I want it

[Anonymous]

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@Anonymous wrote:

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I am looking at the WF Propel World Amex...

Accelerate your earning potential with the card that rewards your travels.

• 3X points on Airlines, 2X points on Hotels, and 1X point on all other net purchases (purchases minus credits/returns).4
• You will earn an annual bonus of 10%, 25% or 50% more on non-bonus rewards points if you maintain a qualifying consumer Wells Fargo Checking or Savings Account, or PMA® Package.5
• Your points do not expire, and there is no cap on how much you can earn.

So at most you would be getting 3x points at hotels....there are far better suited cards for travel

The citi thank you premier gives you 3 points per dollar spent on travel....and these points have flexibility to be redeemed for a higher value.

Also , no bonus on WF vs 50k bonus on citi...

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What can you do with WF points. What are they worth? Can they transfer to freq flyer programs and if so, which ones? etc

[Anonymous]

their PMA package requires you to have either $25k in deposit accounts or a minimum of $50k in mixture of deposit accounts and investments OR at least $25k in lending with the exception of mortgages. (example if you have a $25k HEL)

[Anonymous]

oh and autos don't count for that either. idk i haven't worked there in 3.5 years so i could be rusty on my memory

[Anonymous]

Sallie Mae rewards for 5% CB on groceries and gas. Amazon 5% is a bonus.
Chase freedom to get back in with them.