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What's the best card for Price Protection?

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luxlight
Regular Contributor

What's the best card for Price Protection?

After Discover discontinued Price Protection, I've been looking towards finding another card with this benefit. I've been gardening for about 6 months (Having to wait longer as a student loan just began to report) and I've been looking at the Uber Visa, Citi DC/ Paypal 2%. I haven't seen much evidence showing that the Uber has price protection but i know both the DC and Paypal 2% come with it. Reading more into this, I haven't heard much about the price protection process of the paypal 2% but the Citi DC sounds as if it may be getting more difficult to even use the program. Which price protection program is better between the Citi DC and Paypal 2% and does the Uber Visa even come with price protection?



FICO 8 Scores

TU: 743 [2 Inquiry] | EQ: 742 (FAKO) [0 Inquiry] | EX: 753 [4 Inquiries]


AAoA = 2 years, AAoOA = 3 year 1 months

Message 1 of 10
9 REPLIES 9
wasCB14
Super Contributor

Re: What's the best card for Price Protection?

Citi is definitely not as good as it used to be in this respect, but it is still probably the best overall.

 

It offers automated searches,  an efficient way to monitor many claims, no limit on the number of claims, and it doesn't exclude too many items.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 2 of 10
MrDisco99
Valued Contributor

Re: What's the best card for Price Protection?

Citi Price Rewind is ridiculously easy to use, and I've earned a decent amount of refunded money from it.

Message 3 of 10
luxlight
Regular Contributor

Re: What's the best card for Price Protection?

Thanks. Been holding on the Citi DC because of this specific perk and I'm hoping the longer I garden, the higher my SL will be.



FICO 8 Scores

TU: 743 [2 Inquiry] | EQ: 742 (FAKO) [0 Inquiry] | EX: 753 [4 Inquiries]


AAoA = 2 years, AAoOA = 3 year 1 months

Message 4 of 10
Anonymous
Not applicable

Re: What's the best card for Price Protection?

Does Citi offer that service "Price Rewind" on their Costco card?
Message 5 of 10
Malcono
Regular Contributor

Re: What's the best card for Price Protection?


@Anonymous wrote:
Does Citi offer that service "Price Rewind" on their Costco card?

Yes they do.



                                                  
                                                                                              
Total Credit: $107,000Utilization: 1%AAoA: 2yrs, 4mthsAoOA: 3yrs, 1mthAoYA: 1yrs, 10mthsBaddies: 0

Message 6 of 10
wasCB14
Super Contributor

Re: What's the best card for Price Protection?


@luxlight wrote:

Thanks. Been holding on the Citi DC because of this specific perk and I'm hoping the longer I garden, the higher my SL will be.


Are there any other Citi cards that interest you...something with a nice bonus? Citi is pretty flexible with PCs. Sometimes it can make sense to apply for an AF card with a nice bonus and then PC after a year or two. My DC was once a Prestige. My Costco card was once an AA Platinum.

 

Costco has the same Price Rewind terms as DC: 60 days, $200 maximum per claim, $1,000 maximum per account per calendar year.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 7 of 10
Anonymous
Not applicable

Re: What's the best card for Price Protection?

Good info to know! Thinking about making the Costco card my next card and this is one more perk I didn't know about!
Message 8 of 10
luxlight
Regular Contributor

Re: What's the best card for Price Protection?

Besides the Citi ThankYou Preferred Card for Students, I don't think any other Citi card would be a good fit for me as I'm a student and can only reliably hit cards with low signup bonuses



FICO 8 Scores

TU: 743 [2 Inquiry] | EQ: 742 (FAKO) [0 Inquiry] | EX: 753 [4 Inquiries]


AAoA = 2 years, AAoOA = 3 year 1 months

Message 9 of 10
kdm31091
Super Contributor

Re: What's the best card for Price Protection?


@luxlight wrote:

Besides the Citi ThankYou Preferred Card for Students, I don't think any other Citi card would be a good fit for me as I'm a student and can only reliably hit cards with low signup bonuses


AFAIK they offer Price Rewind on every card, but definitely double check me on that

Message 10 of 10
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