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What's the best way to use MR points without traveling?

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K-in-Boston
Epic Contributor

Re: What's the best way to use MR points without traveling?

Beautifully stated, @iced.  There are numerous cards with $500+ SUBs that I could grab today, but I have no immediate or future need for them so I'm passing.  With points and miles cards, it's indeed always a good idea to have a redemption in mind.  But @Anonymous makes a great point that even with what many of us would consider less-than-stellar redemptions, if you don't intend to keep the card long-term, points and miles cards can still be quite valuable.

Message 21 of 24
wasCB14
Super Contributor

Re: What's the best way to use MR points without traveling?

Not many cards go without moderate to major changes for 5 years. It's hard to (accurately) estimate value that far into the future, even if someone's spend and travel habits aren't subject to change.

 

I get a card with the intention of keeping it for at least 24 months, but I think that's quite sufficient...and a year might work for others.

 

Less than a year and clawbacks can be a concern.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 22 of 24
ChargedUp
Senior Contributor

Re: What's the best way to use MR points without traveling?

You can always stock pile those MR points, even if you don't plan on traveling. Eventually, you'll have enough to entice you away for some R&R Smiley Wink

 

I've got almost 100K UR points and 90K MR points waiting for me to hit the Napa Valley again...

Message 23 of 24
wasCB14
Super Contributor

Re: What's the best way to use MR points without traveling?


@ChargedUp wrote:

You can always stock pile those MR points, even if you don't plan on traveling. Eventually, you'll have enough to entice you away for some R&R Smiley Wink

 

I've got almost 100K UR points and 90K MR points waiting for me to hit the Napa Valley again...


You assume there will be award availability when and where a very infrequent traveler decides to travel. A big part of what gives points value for frequent travelers is the numerous opportunities for potential point use. More opportunities to use points means you can be more selective about the values for which you redeem them.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 24 of 24
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