What's the differance between Experian's Plus Score and FICO Scores?

[App_Addict]

FAKO, FICO, FECO, FOCO, all of this is just so confusing and I think they LIKE IT!  My FAKO is always higher.  I'm signed up for TC just so I can pull my report every day, but I don't put any merit into the score.  I'm signed up with EQ, and MyFICO to get the "REAL" score.

[haulingthescoreup]

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@robertkinder wrote:

FAKO, FICO, FECO, FOCO, all of this is just so confusing and I think they LIKE IT! My FAKO is always higher. I'm signed up for TC just so I can pull my report every day, but I don't put any merit into the score. I'm signed up with EQ, and MyFICO to get the "REAL" score.

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Smart move! As long as you realize that your FICO EQ is one of the three "REAL" scores, the others being your FICO TU and your FICO EX.

[Anonymous]

The only thing I don't like is that Experian does not cooperate very well with My Fico.  You can't get the graphs and stuff.  I use the Credit Expert and can pull report any time I want.  If it's not updated I just dispute it and I can get the updated Experian any time.  I did notice that the plus score is not penalizing me for my 8.7 month old BK. Hence the higher score. 

Message Edited by casinoannie97 on 07-26-2008 05:16 AM

[Anonymous]

I went to apply for a 15,000 dollar loan yesterday, they would loan give me 12,000 which ended up being a lil over 13000 in the end. I checked my ex plus daily, I seen 716 the morning off, before yesterday I didn't even know that there where different kinds, he shows me a paper that has my fico as 753
.......go figure, I was happy, but left confused. Screw credit, but give me money. ;-)