What's the highest limit on Car Care

[GApeachy]

Would like to pad utl on this card if I use it.  Current cl is $10k.  I'm looking at $3.5k (?) could be a little more,  in auto work.  Should I request more or is this the ceiling?CAR CARE...beep beep

[Gmood1]

$15K shouldn't be too difficult for you. They normally will give that without issue. I've seen $20K in the forums from certain members. I got $15K when I did the request a few years ago. Now down to $6k or so. They'll reduce it if not using, but easy to get it back with a phone call.

I never bothered asking for it back. CSR was going to raise it back up. I told him to leave it as is.

[GApeachy]

Thanks for the reply @Gmood1   Should I ask before the transaction or after? Largest spend to date is $975 and pd. the promotional purchase off in two cycles, that was 4 months ago.  I put a little spend on it every month, probably around $130, but would that look like an unjustifiable request?  (asking before this large purchase)

[creatorprime]

I've noticed that carecredit has been good with CLI I went from 1500 to 2500 > 7500. At the end of this year I'll ask for another CLI get it to 10k.

[Gmood1]

@GApeachy 

You can go online and request it now. Try $15K and see what you get.

Your spend on it was more justified than mine. lol

You'll be fine. I can't remember my highest balance. It was lower than $975. They had no problem with $15k.

It's a SP, so you have nothing to lose.

I've thought of using on some exercise equipment in the future. Maybe take advantage of a promotion or something.

[GApeachy]

@creatorprime Yes, synch was awesome to me on my Care Credit as well.  This cli I'm wanting to request is for another one of Synch's card....Car Care. 

Ever since this pandemic though I'm a little scared of Synch.  

I'd put the charge on my dh's Amex, 15k cl with 0% for probably another 10-12 months (not sure) if it wouldn't freak out Synch with that VS4 score.

Lol, I need advice in a couple of different ways.  Should I split the cost, put on two different 0% cards, or one card or Car Care?  See Synch does make me nervous...is it worth trying to even keep this tl open since I (we) have better cards.  Sorry y'all and ty in advance for any advice.

[Gmood1]

I apologize @GApeachy  lol

My mind is also stuck on Care credit...

All of these Synch cards are fairly similar.

Well, I wouldn't worry about who its scares. Use the cards that benefit you the most. If you have a 0% purchase promo on a card or two, use those.

[GApeachy]

Oh well @Gmood1 I just tried for a cli and was denied.  So now I may just put the charge on a different card and forget about them.

[GApeachy]

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@Gmood1 wrote:

I apologize @GApeachy  lol

My mind is also stuck on Care credit...

All of these Synch cards are fairly similar.

Well, I wouldn't worry about who its scares. Use the cards that benefit you the most. If you have a 0% purchase promo on a card or two, use those.

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Thank you and that's what I'll do...use the bce with 0%.

[Gmood1]

@GApeachy 

This may be one of them you have to call. Synch is funny that way. Some of the CC's you have to call and request. While others allow limits above $10k without a phone call.