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What's the highest limit you've had with discover?

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SUPERSQUID
Valued Contributor

Re: What's the highest limit you've had with discover?

On my rebuild Discover was my first good card 3k sl 1 1/2 years post bk7 dc. at 9 months they denied my cli request. at 13 months post they gave me card number 2 at 6k sl

Message 11 of 25
maxchurn
Valued Member

Re: What's the highest limit you've had with discover?

They started me at 11K a year ago, i'm at 18K now.

Message 12 of 25
AwsiDooger
New Contributor

Re: What's the highest limit you've had with discover?

Currently $21,000. I believe that is my second highest, behind a Capital One card. 

 

As I've mentioned, I'm greeted with wild variation from one company to the next, based on my gambling background/income and no credit history until into my 40s. I've been with Discover for 8 years. For whatever reason they started me relatively high, somewhere in the $8000 range, then continued to add to it. 

 

Right now they are badgering me with a balance transfer offer. One mailer and email after another. I always get a credit limit boost after paying them off. It's been a few years since I used one on Discover. Their system must be going on tilt wondering why I stopped. I used several back to back before halting. 

Message 13 of 25
SSMac
New Member

Re: What's the highest limit you've had with discover?

$6k, about average for my profile. Not a super high income, spend or util. Just got some CLIs and other higher limit cards, I'm optimistic that once those have aged a bit and I give Disco a little love they'll bump me up a bit more

Message 14 of 25
cws-21
Established Contributor

Re: What's the highest limit you've had with discover?

My wife, just this week, got a credit limit increase that brought her Discover It card to $34,000.

Message 15 of 25
shane1978
Regular Contributor

Re: What's the highest limit you've had with discover?

I'm currently at $44,300.  Started back in 2006 with $700.  Been a long road.

Message 16 of 25
Legal_Girl
Frequent Contributor

Re: What's the highest limit you've had with discover?

Discover IT = $20,500 & Discover IT Chrome $13,000 currently.

Homeowner Again as of July 17, 2014. Thanks to the VA and NFCU. FICOs EQ - 786/EX - 782/TU - 778 /Quicksilver $3,500 / Cred 1 $2,875 / 1st Natl $5,250/ Kohls Visa $5k / Mercury MC $5,850 / NFCU Visa Sig Cash Rew $27k/ Lowes $25k / Best Buy Visa $11k/ NFCU LOC $15k / Capital One Savor $7.5k / Chase Freedom Unlimited $1,500 / Discover IT $31,000 / Discover IT Chrome $21,500 / Citi DC $10,500 / AMEX Blue Cash Preferred $17,500 / Citi Simplicity $18,500 / Citi Strata $14,500/ Care Credit $18k/ AMEX Gold - NSL / Chase Sapphire Preferred $20,500
Message 17 of 25
MarkintheHV
Established Contributor

Re: What's the highest limit you've had with discover?

5k with no CLI....Discover hates me Smiley Wink

Active Cards In My Wallet: MS AmEx BCP 70k | NFCU Flagship Visa 80k | Atmos Summit Visa 34.5K
Inactive Cards: AmEx Delta Reserve Biz 22k | Citi AA World MC 22k | Discover IT 10k | Citi CCR 44k
Message 18 of 25
CashOutReFi
Contributor

Re: What's the highest limit you've had with discover?

Personally, $5,400. 

A family member had a limit of $10k back in the mid-2000's.

Unfortunately these are all the data points I've actually witnessed firsthand. 

 

 

Message 19 of 25
blossom_rebuilding
Regular Contributor

Re: What's the highest limit you've had with discover?

Current Discover limit high is $24,000. Started at $5,500 around 2017. Auto increases were more frequent earlier on, but they've also been pretty generous when I hit the luv button. This card has always been one of my highest limit cards (goes back and forth with PNC Core; they're tied at the moment), probably because it's my daily driver most of the time. It gets lots of swipes that they likely want to keep coming.





Message 20 of 25
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