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What's the most # of new accounts you've opened

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pazuzu
Frequent Contributor

What's the most # of new accounts you've opened

in the shortest amount of time?

 

I'm not confessin' b/c Suze might be lurking, and she would scold me!


No apps/new accts since 2011

***FICO EXPERIAN 830***
***FICO EQUIFAX 828***
***FICO TRANSUNION 822***




Message 1 of 28
27 REPLIES 27
Red1Blue
Super Contributor

Re: What's the most # of new accounts you've opened

I opened little more than 27 or 28 accounts in a period of 12-18 months.
Message 2 of 28
pazuzu
Frequent Contributor

Re: What's the most # of new accounts you've opened

Ok, since Suze has better thing$ to do:

 

I have 6 new TLs since October!

 

BUT I needed more positives reporting to balance out the negs from my BK that will show until 2011.

Message Edited by pazuzu on 02-10-2009 03:43 PM

No apps/new accts since 2011

***FICO EXPERIAN 830***
***FICO EQUIFAX 828***
***FICO TRANSUNION 822***




Message 3 of 28
Anonymous
Not applicable

Re: What's the most # of new accounts you've opened

11 new accounts in 6 months.
Message 4 of 28
haulingthescoreup
Moderator Emerita

Re: What's the most # of new accounts you've opened

5 on one day. (Bank of America, Chase, Home Depot store (Citi), PenFed Visa and Penfed auto loan.) That was 2/16/08.

Then Barclays on 3/10, American Express on 3/19, and HSBC Best Buy on 4/22.

Then I stopped! Smiley Happy

That was my credit hunting; now I'm credit gardening, including having pruned the Barclays card at month 7. And I did plan all that out, btw, for about 6 months. Well, except the Barclays and BB. Live and learn!
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 5 of 28
pazuzu
Frequent Contributor

Re: What's the most # of new accounts you've opened

At least you had a Barclays card to prune in the first place!

 

After shredding dozens of ITA letters from them last year, I did a cold online app for an Emigrant Direct card and got declined!

 

My BK was the only reason cited.


No apps/new accts since 2011

***FICO EXPERIAN 830***
***FICO EQUIFAX 828***
***FICO TRANSUNION 822***




Message 6 of 28
MattH
Senior Contributor

Re: What's the most # of new accounts you've opened


@pazuzu wrote:

in the shortest amount of time?

 

I'm not confessin' b/c Suze might be lurking, and she would scold me!


 

I don't think I've ever opened more than two new accounts in any three-year period of my life.

 

TU 791 02/11/2013, EQ 800 1/29/2011 , EX Plus FAKO 812, EX Vantage Score 955 3/19/2010 wife's EQ 9/23/2009 803
EX always was my highest when we could pull all three
Always remember: big print giveth, small print taketh away
If you dunno what tanstaafl means you must Google it
Message 7 of 28
Anonymous
Not applicable

Re: What's the most # of new accounts you've opened

I guess I'm a wuss. I opened 2 accounts within three days, or three accounts within 4 months.

 

I guess I would have been more adventurous a year ago, but in the current climate, any app spree looks a bit suicidal. The two accounts were Amex and Discover, and the third was Chase. This, combined with my thin credit file, makes me tread lightly.

Message 8 of 28
fused
Moderator Emeritus

Re: What's the most # of new accounts you've opened

I opened 2 CCs (CITI and Discover) and 1 unsecured LOC (BoA) between 07/07 - 02/08
Message 9 of 28
haulingthescoreup
Moderator Emerita

Re: What's the most # of new accounts you've opened

I'm glad I got mine over with when I did. I had a seriously thin file, and too many 30 days. All that new stuff was brutal at first, but it's helping in the long run, especially in diluting the proportion of accounts with baddies.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 10 of 28
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